Cholamandalam Investment & Finance Company Ltd.

NSE: CHOLAFIN | BSE: 511243

Await Turnaround

Download real time

1515.00 19.30 (1.29%)

29.71% Gain from 52W Low

418.6K NSE+BSE Volume

NSE 12 Sep, 2025 2:13 PM (IST)

127,456.8

Market Cap

High in industry

1.4

Beta 1Year

Very High Volatility

Cholamandalam Investment & Finance Company Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for CHOLAFIN, BSE:511243 Cholamandalam Investment & Finance Company Ltd.

Cholamandalam Investment & Finance Company Ltd.

02 Feb 2022

1515.00

1.29%

Cholamandalam Investment and Finance Co. Ltd. | Q3FY22 Result Update

Buy: Cholamandalam Investment &...

Target

Edelweiss

Results a mixed bag; Growth returned

Cholamandalam Invest.. has an average target of 1616.57 from 7 brokers.

Cholamandalam Investment & Finance Company Ltd.

02 Nov 2021

1515.00

1.29%

Cholamandalam Investment: Q2FY22 Result Review

Buy: Cholamandalam Investment &...

Target

IDBI Capital

CIFC's restructured assets increased to 6.9% vs 5.4% of loan book; higher than its peers which is the key concern. However, Management is quite confident of recovery in coming quarters which is visible in improvement in collection efficiency; Oct at 116% vs Sept at 115%. Asset quality improved with gross stage 3 assets declined to 6.16% vs 6.79% QoQ (2.98% YoY). Further, Covid-19 related provisions stood at 1.0% of AUM which should support credit cost for H2FY22. NIMs improved by 10bps QoQ to 7.7%. AUM growth further declined to 4% YoY (7% Q1FY22) led by higher repayments although strong growth in disbursements (up 35% YoY). NII grew by 11% YoY led by...

Cholamandalam Investment & Finance Company Ltd.'s price crossed above 50Day SMA today

Cholamandalam Investment & Finance Company Ltd.

02 Nov 2021

1515.00

1.29%

Result Update:Cholaman.Inv.&Fn

Buy: Cholamandalam Investment &...

Recommendation Target

Axis Direct

We recommend a BUY with a target price of 690 (3.9x FY24 P/ABV)

Number of FII/FPI investors increased from 912 to 944 in Jun 2025 qtr.

Cholamandalam Investment & Finance Company Ltd.

01 Nov 2021

1515.00

1.29%

Disbursements gained momentum; decline in the stressed asset pool

Buy: Cholamandalam Investment &...

Target

Motilal Oswal

Core spreads declined by 15bp QoQ and 25bp YoY to 7.5%. Other income was up 29% QoQ, in line with the growth in disbursements. Asset quality improved with a decline of ~200bp QoQ in S2+S3 loans. Incremental restructuring of ~140bp in 2QFY22 was well within the...

Number of FII/FPI investors increased from 912 to 944 in Jun 2025 qtr.

Cholamandalam Investment & Finance Company Ltd.

31 Aug 2021

1515.00

1.29%

Sector Update - CV Financiers Structural weakness persists for FY22; stay selective

Buy: Cholamandalam Investment &...

Prabhudas Lilladhar

Our extensive channel checks across first time buyers, small & large fleet operators and credit heads are suggestive of a bleak 9MFY22 for CV financiers. While lockdown impositions stand behind and collection efficiencies have picked up (avg. 90%), the repayment capabilities of driver/owner, small fleet operators continue to remain weak. While festive season demand is building up, fleet operators expect mere 10-15% business growth uptick from current levels and the same is function of improved consumption trends. Immediate concerns such as pandemic related...

Cholamandalam Investment & Finance Company Ltd. is trading above its 200 day SMA of 1446.2

Cholamandalam Investment & Finance Company Ltd.

03 Aug 2021

1515.00

1.29%

Cholamandalam Investment: Q1FY22 Result Review

Buy: Cholamandalam Investment &...

Recommendation Target

IDBI Capital

CIFC's asset quality deteriorated (surprised negatively) with gross stage 3 assets increased to 6.79% vs 3.96% QoQ (3.34% YoY). Also, restructured assets increased to 5.4% of loan book; higher than its peers which is the key concern. However, Management is quite confident of recovery in coming quarters which is visible in improvement in collection efficiency; July at 114% vs June at 101% vs May at 84%. Further, Covid-19 related provisions stood at 1.0% of AUM which should support credit cost for FY22. NIMs remain stable at 7.6% QoQ. AUM growth declined to 7% YoY (16% FY21) led by slower growth in disbursements (up 1% YoY) and higher repayments. NII...

Cholamandalam Investment & Finance Company Ltd. is trading below its 100 day SMA of 1541.9

Cholamandalam Investment & Finance Company Ltd.

03 Aug 2021

1515.00

1.29%

Result Update:Cholaman.Inv.&Fn

Hold: Cholamandalam Investment &...

Axis Direct

We maintain HOLD with a target price of 570 (3.7x FY23 P/ABV)

Cholamandalam Investment & Finance Company Ltd.'s price crossed above 50Day SMA today

Cholamandalam Investment & Finance Company Ltd.

02 Aug 2021

1515.00

1.29%

Q1FY22 Result Update - Shock absorbers in place; return profile upholds - BUY

Buy: Cholamandalam Investment &...

Target

Prabhudas Lilladhar

Q1FY22 earnings stood higher than estimates as lower operating costs (down 28%QoQ due to lower variable pays) offset increased provisions (10%QoQ spike; credit costs: 3.2%). Asset quality deterioration stood stark as Stage 3 at 6.8% (PLe: 4.2%) spiked 283bps QoQ/345bpsYoY due to second wave challenges and delayed SARFEASI resolutions impacting LAP book (Stage 3: 8%). While Stage 2 at 14% also remained elevated, greater share of these...

Cholamandalam Investment & Finance Company Ltd. is trading below its 100 day SMA of 1541.9

Cholamandalam Investment & Finance Company Ltd.

02 Aug 2021

1515.00

1.29%

Muted disbursements; PAT beat despite elevated credit costs

Buy: Cholamandalam Investment &...

Motilal Oswal

Cholamandalam Inv & Fin (CIFC) reported 1QFY22 PAT of INR3.3b (11% beat), up 34% QoQ / down 24% YoY. This was on account of strong control over opex (12% below our estimates), despite elevated credit costs (up 10%...