Finance company Bajaj Finance announced Q2FY26 results Consolidated Financial Highlights Number of new loans booked in Q2FY26 was 12.17 million as against 9.69 million in Q2FY25, a growth of 26%. Customer franchise stood at 110.64 million as of 30 September 2025, compared to 92.09 million as of 30 September 2024, a growth of 20%. Customer franchise grew by 4.13 million in Q2FY26. Assets under management (AUM) grew by 24% to Rs 462,261 crore as of 30 September 2025 from Rs 373,924 crore as of 30 September 2024. AUM grew by Rs 20,811 crore in Q2FY26. Net interest income increased by 22% in Q2FY26 to Rs 10,785 crore from Rs 8,838 crore in Q2FY25. Net total income increased by 20% in Q2FY26 to Rs 13,170 crore from Rs 10,946 crore in Q2FY25. Operating expenses to net total income for Q2FY26 was 32.6% as against 33.2% in Q2FY25 Pre-provisioning operating profit increased by 21% in Q2FY26 to Rs 8,874 crore from Rs 7,307 crore in Q2FY25. Loan losses and provisions increased by 19% in Q2FY26 to Rs 2,269 crore from Rs 1,909 crore in Q2FY25. Annualised loan losses and provisions to average assets under finance for Q2FY26 was 2.05%. Profit before tax increased by 22% in Q2FY26 to Rs 6,608 crore from Rs 5,401 crore in Q2FY25. Profit after tax increased by 23% in Q2FY26 to Rs 4,948 crore from Rs 4,014 crore in Q2FY25. Gross NPA and Net NPA as of 30 September 2025 stood at 1.24% and 0.60% respectively, as against 1.06% and 0.46% as of 30 September 2024. The provisioning coverage ratio on stage 3 assets was 52%. Capital adequacy ratio (CRAR) (including Tier-II capital) as of 30 September 2025 was 21.23%. The Tier-I capital was 20.54%. Standalone Financial Highlights Assets under management grew by 23% to Rs 338,121 crore as of 30 September 2025 from Rs 275,043 crore as of 30 September 2024. Net interest income increased by 21% in Q2FY26 to Rs 9,725 crore from Rs 8,054 crore in Q2FY25. Net total income increased by 20% in Q2FY26 to Rs 11,942 crore from Rs 9,947 crore in Q2FY25. Operating expenses to net total income for Q2FY26 was 33.7% as against 34.2% in Q2FY25. Pre-provisioning operating profit increased by 21% in Q2FY26 to Rs 7,921 crore from Rs 6,550 crore in Q2FY25. Loan losses and provisions increased by 17% in Q2FY26 to Rs 2,218 crore from Rs 1903 crore in Q2FY25. Profit before exceptional gain and tax increased by 23% in Q2FY26 to Rs 5,703 crore from Rs 4,647 crore in Q2FY25. In Q2FY25, the Company had an exceptional gain of Rs 2,544 crore on account of sale of equity shares of BHFL pursuant to IPO of BHFL. Profit after tax excluding exceptional gain and tax thereon increased by 24% in Q2FY26 to Rs 4,251 crore from Rs 3,433 crore in Q2FY25. In Q2FY25, the Company had an exceptional gain (net of tax) of Rs 2,181 crore on account of sale of equity shares of BHFL pursuant to IPO of BHFL. Gross NPA and Net NPA as of 30 September 2025 stood at 1.59% and 0.77% respectively, as against 1.33% and 0.58% as of 30 September 2024. The Company has provisioning coverage ratio of 52% on stage 3 assets. Result PDF