Karnataka Bank announced Q2FY26 results Net Profit of Rs 319.12 crore, for Q2FY26. The net profit improved by 9.1% as compared Q1FY26 with a net profit of Rs 292.40 crore. Net Interest Income stood at Rs 728.12 crore. The NPAs have further moderated as the GNPAs reduced to 3.33% as against 3.46% as of June 2025, while NNPAs also reduced to 1.35% as against 1.44% as of June 2025. The aggregate business of the Bank stood at Rs 1,76,461.34 crore (on a gross basis) for Q2FY26 compared to Rs 1,77,509.19 crore in Q1FY26. The Aggregate deposits of the Bank stood at Rs 1,02,817.19 crore in Q2FY26 as against Rs 1,03,242.17 crore as of Q1FY26. Bank's Gross Advances stood at Rs 73,644.15 crore in Q2FY26 when compared to Rs 74,267.02 crore as of Q1FY26. The CD ratio (Gross) of the Bank stood at 71.63%. The Bank's Capital Adequacy Ratio stood at 20.84% compared to 20.46% as of June 2025. Raghavendra S. Bhat, Managing Director & CEO said: "During the quarter, the Bank witnessed a marginal QoQ decline in topline performance but achieved improvement in asset quality. Our focus will continue to remain on the RAM (Retail, Agri, and MSME) segments, alongside strengthening our base of low-cost deposits. These efforts are expected to enhance spreads and, in turn, improve NII. The Bank is also actively working to build a high-quality credit portfolio, with initiatives across all levels aimed at minimizing slippages and recovering Non Performing Assets. Additionally, our Analytical Centre of Excellence (ACoE) has been instrumental in driving data-led transformation through the implementation: of tools such as Retail Loan Propensity, Micro Market Analysis, Deposit Propensity, Primary Bank Index, Collection Prioritization, and Behaviour Scorecard. These tools have been integrated into our business processes, embedding analytics into decision-making and supporting predictive and strategic analytics use cases to enhance efficiency and insight across the Bank. Our mission and vision remains clear and steadfast as we continue to pursue, our objectives with renewed focus and energy". Result PDF