State Bank of India announced Q2FY26 results Financial Highlights: Business crossed Rs 100 Trillion and RAM Portfolio crossed Rs 25 Trillion Net Profit for Q2FY26 stands at Rs 20,160 crore witnessing a growth of 9.97% YoY. Operating Profit for Q2FY26 up by 8.91% YoY to Rs 31,904 crore. Bank’s ROA and ROE for the half year stand at 1.15% and 20.21% respectively Net Interest Income (NII) for Q2FY26 increased by 3.28% YoY. Whole Bank and Domestic NIM for the half year stand at 2.93% and 3.05% respectively. Whole Bank NIM for Q2FY26 is at 2.97% and Domestic NIM is at 3.09%. Whole Bank Advances growth at 12.73% YoY with Domestic Advances growth at 12.32% YoY. Foreign Offices’ Advances grew by 15.04% YoY. Retail Advances grew by 15.09% YoY, led by SME Advances growth at 18.78% YoY followed by Agri Advances growth at 14.23% YoY and Retail Personal Advances growth at 14.09%. Corporate Advances registered YoY growth of 7.10%. Whole Bank Deposits grew by 9.27% YoY. CASA Deposit grew by 8.06% YoY. CASA ratio stands at 39.63% as on 30 th September 25. Gross NPA ratio at 1.73% improved by 40 bps YoY. Net NPA ratio at 0.42% improved by 11 bps YoY. Provision Coverage Ratio (PCR) improved by 13 bps YoY and stands at 75.79% while PCR (incl. AUCA) improved by 8 bps and stands at 92.29%. Slippage Ratio for H1FY26 improved by 8 bps YoY and stands at 0.60%. Slippage Ratio for Q2FY26 improved by 6 bps YoY and stands at 0.45% Credit Cost for Q2FY26 stands at 0.39%. Capital Adequacy Ratio (CAR) as at the end of Q2FY26 stands at 14.62%. Result PDF