Bank of Baroda announced Q1FY26 results Net Profit for Q1FY26 stands at Rs 4,541 crore (+1.9% YoY) as against Rs 4,458 crore in Q1FY25. Net Interest Income for Q1FY26 stands at Rs 11,435 crore. Non-Interest Income for Q1FY26 stands at Rs 4,675 crore, up by 88% YoY. Global NIM for Q1FY26 stands at 2.91%, with Domestic NIM at 3.06%. Operating Profit for Q1FY26 increased by 15% to Rs 8,236 crore. Cost to Income ratio reduced by 30 bps YoY and stands at 48.87% for Q1FY26. Return on Assets stands at 1.03% for Q1FY26. Return on Equity stands at 15.05% for Q1FY26. Asset Quality Gross NPA of the Bank reduced by 10.7% YoY to Rs 27,572 crore in Q1FY26, with Gross NPA Ratio improving to 2.28% from 2.88% in Q1FY25. Net NPA Ratio reduced by 9 bps to 0.60% in Q1FY26. Provision Coverage Ratio stood at 93.18% (including TWO) and 74.04% (excluding TWO) for Q1FY26. Slippage Ratio stands at 1.16% for Q1FY26. Credit Cost stands at 0.55% for Q1FY26. Capital Adequacy CRAR of the Bank stands at 17.61% in Jun’25. Tier-I stood at 15.15% (CET-1 at 14.12%, AT1 at 1.03%) and Tier-II stood at 2.46% as of Jun’25. CRAR and CET-1 of the consolidated entity stands at 18.29% and 14.84% respectively. Liquidity Coverage Ratio (LCR) consolidated stands at 119% (approx.). Business Performance Domestic Advances increased to Rs 9,91,363 crore, +12.4% YoY. Global Advances increased to Rs 12,07,056 crore, +12.6% YoY. Domestic Deposits increased by 8.1% YoY to Rs 12,04,283 crore in Jun’25. Global Deposits increased by 9.1% YoY to Rs 14,35,634 crore. Domestic CASA Deposits registered a growth of 5.5% YoY and stood at Rs 4,73,637 crore as of 30th June 2025. International Deposits grew by 14.8% YoY to Rs 2,31,351 crore in Jun’25. Organic Retail Advances grew by 17.5%, led by growth in: Mortgage Loan (18.6%) Auto Loan (17.9%) Home Loan (16.5%) Education Loan (15.4%) Personal Loan (19.5%) Agriculture Loan portfolio grew by 16.2% YoY to Rs 1,61,764 crore. Organic MSME portfolio grew by 13.1% YoY to Rs 1,35,660 crore. Corporate Advances registered a growth of 4.2% YoY and stood at Rs 3,70,266 crore. Result PDF