Finance company Muthoot Finance announced Q4FY25 & FY25 results Highest Ever Consolidated Loan AUM at Rs 1,22,181 crore as on March 31, 2025 Historic Highest YoY Growth in Loan AUM by Rs 33,102 crore of 37% Highest Ever Consolidated Profit after Tax at Rs 5,352 crore in any year, up by 20% YoY Highest Ever Standalone Loan AUM at Rs 1,08,648 crore as on March 31, 2025 Historic Highest YoY Growth in Loan AUM by Rs 32,821 crore of 43% Highest Ever Standalone Profit after tax at Rs 5,201 crore in any year, up by 28% YoY Highest Ever Gold Loan AUM at Rs 1,02,956 crore as on March 31, 2025 Historic Highest YoY Growth in Gold Loan AUM by Rs 30,077 crore of 41% Consolidated Gross Loan AUM of the Group: 1,22,181 (YoY: +37%) for Q4FY25 Consolidated Profit after Tax of the Group: 1,444 (YoY: +22%) for Q4FY25 George Jacob Muthoot, Chairman said “We are glad to announce another year of remarkable growth and historic milestone achievement for the company. Our Consolidated Loan Assets Under Management crossed historic milestone of Rs.1lakh crore reaching Rs 1,22,181 crore. Our Standalone Loan Assets Under Management crossed historic milestone of Rs.1lakh crore reaching Rs 1,08,648 crore. The Consolidated Loan Assets Under Management increased by 37% YoY, and Standalone Loan Assets Under Management increased by 43% YoY. The Consolidated Profit after Tax for FY25 increased by 20% YoY at Rs 5,352 crore. With a strong focus on Muthoot Finance’s vision to emerge as a diversified financial services group, FY25 was a year of transformation. Alongside expanding our non-gold loan portfolio, we accelerated our digital initiatives to drive growth across all product segments. We remain proud of our leadership in the gold loan industry, while successfully tapping into growth opportunities in affordable housing, microfinance, personal loans and small business loans. The recent regulatory guidelines are a positive step for the sector; however, we have always operated with strong governance and are already aligned with these directives. As we step into FY26, we do so with optimism and remain committed to our various stakeholders.” George Alexander Muthoot, Managing Director said, " We are proud to announce that this year we crossed historic milestone of Rs 1 lakh crore Gold Loan AUM reaching Rs1,02,956 crore. This year, we achieved the highest ever Gold Loan advance to new customers of Rs 21,888 crore, reinforcing our position as a trusted partner in the gold loan industry. Complementing our core gold loan business, our non-gold loan offerings continued to gain traction, with our microfinance loans, personal loans, and home loans playing a pivotal role in diversifying our overall loan book. The housing finance arm achieved disbursements of Rs 1,242 crore in FY25 as against Rs 815 crore in FY24. The micro finance arm also showcased resilience amidst broader sectoral challenges, with a positive return on asset. As part of our transformational journey, FY25 saw a strong push towards strengthening our digital capabilities and engaging with tech-savvy customers. Our omnichannel strategy is delivering results, with key infrastructure in place to transition both gold and non-gold customers — especially those previously transacting in cash — to digital platforms.” Result PDF