DCB Bank announced Q4FY25 & FY25 results Q4FY25 Financial Highlights: The Bank’s Profit After Tax (PAT) for Q4FY25 was at Rs 177 crore In comparison Profit After Tax for Q4FY24 was at Rs 156 crore, growth of 14%. The Bank's total income is Rs 1,960.71 crore compared to Rs 1,580.82 crore during Q4FY24 Basic EPS Rs 5.64 for Q4FY25 FY25 Financial Highlights: The Bank’s Profit After Tax (PAT) for FY2025 was Rs 615 crore In comparison Profit After Tax for FY 2024 was at Rs 536 crore, growth of 15%. Advances growth year-on-year was at 25% (Year-on-year Mortgages growth 21%, Colending growth 117%, Construction Finance growth 38% and Agri & Inclusive Banking growth 14%) and Deposits growth year-on-year was at 22%. The Gross NPA as on March 31, 2025 was at 2.99%. Net NPA was at 1.12% as on March 31, 2025. The Provision Coverage Ratio (PCR) as on March 31, 2025 was at 74.48% and PCR without considering Gold Loans NPAs was at 75.22%. Capital Adequacy continues to be strong and as on March 31, 2025, the Capital Adequacy Ratio was at 16.77% (with Tier I at 14.30% and Tier II at 2.47% as per Basel III norms) Speaking on the FY2025 results Praveen Kutty, Managing Director & CEO said, “The growth momentum continues to be robust across both advances and deposits. NIM is stabilizing and fee income continues to grow consistently. Productivity gains are reflected in the improving cost efficiency. We are happy to see the consistency in the improvement of portfolio quality despite the challenges posed by the environment. We expect that the measures we have taken will further improve these trends in the times to come”. Result PDF