DCB Bank announced Q1FY27 results Financial Highlights: Total Income for Q1FY27 was reported at Rs 2,180.64 crore, reflecting a growth of 2.92% QoQ from Rs 2,118.78 crore in Q4FY26 and a YoY increase of 6.39% from Rs 2,049.69 crore in Q1FY26. Interest Earned for the quarter stood at Rs 1,984.31 crore, an increase of 4.04% QoQ from Rs 1,907.27 crore in Q4FY26 and a 9.41% YoY growth compared to Rs 1,813.57 crore in Q1FY26. Other Income for Q1FY27 was Rs 196.33 crore, representing a decline of 7.18% QoQ from Rs 211.51 crore in Q4FY26 and a 16.85% YoY decrease from Rs 236.12 crore in Q1FY26. Operating Profit before Provisions and Contingencies for Q1FY27 was recorded at Rs 344.04 crore, a slight increase of 0.57% QoQ from Rs 342.10 crore in Q4FY26 and a 5.25% YoY growth from Rs 326.89 crore in Q1FY26. Net Profit for the quarter ended June 30, 2026, reached Rs 213.20 crore, marking a growth of 3.67% QoQ from Rs 205.65 crore in Q4FY26 and a significant increase of 35.57% YoY from Rs 157.26 crore in Q1FY26. Return on Assets (Annualised) for Q1FY27 stood at 0.96%, compared to 0.97% in Q4FY26 and 0.81% in Q1FY26. The Net Worth of the bank increased to Rs 6,216.54 crore as of Q1FY27, compared to Rs 5,980.19 crore in Q4FY26. Business Highlights: Asset Quality: Gross Non-Performing Assets (NPAs) were Rs 1,481.74 crore as of Q1FY27, decreasing from Rs 1,495.73 crore in Q4FY26. The percentage of Gross NPAs to Gross Advances improved to 2.43% in Q1FY27, compared to 2.45% in Q4FY26 and 2.98% in Q1FY26. Net NPAs stood at Rs 504.34 crore in Q1FY27, with the Net NPA ratio at 0.84%, compared to 0.89% in Q4FY26 and 1.22% in Q1FY26. Capital Adequacy: The Capital Adequacy Ratio (Basel III) improved to 17.03% in Q1FY27, as against 16.55% in Q4FY26 and 16.66% in Q1FY26. Segment-wise Performance: Retail Banking: Reported a revenue of Rs 1,844.29 crore in Q1FY27 and a segment result (profit) of Rs 191.14 crore. Treasury Operations: Generated a revenue of Rs 490.21 crore in Q1FY27, with a segment result of Rs 12.20 crore. Corporate / Wholesale Banking: Revenue stood at Rs 149.65 crore in Q1FY27, with a segment result of Rs 43.34 crore. Other Banking Operations: Contributed Rs 52.22 crore to revenue with a segment result of Rs 49.54 crore. Provisions: The bank holds a floating provision on advances amounting to Rs 210.23 crore as of June 30, 2026. Co-Lending Arrangements: The gross outstanding amount under co-lending arrangements stood at Rs 7,505.24 crore as of Q1FY27. Project Finance: Total outstanding project finance reached Rs 1,796.06 crore across 268 accounts at the end of the quarter. Loan Acquisitions: The bank acquired loans (not in default) worth Rs 1,391.28 crore through assignments during the period. Share Capital: The bank allotted 1,75,650 shares during the quarter pursuant to the exercise of stock options by employees. Dividend: The dividend for FY26 was approved and paid on July 3, 2026. Result PDF