Senior management team of HDFC Bank (HDFCB) during its analyst day on 31st May’22 shared their perspective and thoughts on: 1) Why this is an opportune time to fructify the merger given housing loan growth opportunity with deeper penetration, regulatory convergence, etc. 2) What gives them confidence on merger being approved in the proposed form 3) How the merged entity will continue to grow at well above industry average as demonstrated in the past.