new -gen Private Bank w ith Advances of INR 604bn ( incl. credit substitutes of INR 134bn), focus on Fees ( 36% of Total NI), Costs (C/I - 37.7%) & Pr ofitability ( RoA - 1.56%, ROE - 24.9%). Break up of Advances: Corporates / Instl - 65%, Emerging & Bus iness Banking - 17% & Br anch Banking - 18%. Has 430 branches w ith 950+ A TMs & 7024 employees. Deposit break up: Corporate Deposits - 53%, Certificate of Depos its (w holesale) 11.5%, Time Deposits ( Retail) - 16.6% & CA SA - 18.9%. Good asset quality: Gross NPAs - 0.2%, Net NPAs - 0.01%. Prov ision Coverage ratio - 92.6% , Credit...