YES Bank is new -gen Pr ivate Bank w ith Advances of INR 713bn (inc l. credit substitutes of INR 123 bn), focus on Fees (36.2% of Total NI), Costs ( C/I 45%) & Profitability ( RoA - 1.6%, ROE 21.6%). Break up of Advances: Corporates / Institutions 68.7%, Emerging & Business Banking 14.5% & Branch Banking 16.8%. Has 572 branches w ith 1,170+ ATMs & more than 9000 employees. Deposits break up: Wholesale ter m deposits 26.1% &...