Financial Highlights:
- Operating Profit and Net Profit of the Bank improved by 25.66% and 195.42% respectively on YoY basis during Q2FY22.
- Net interest income of Bank grew by 8.52% on YoY basis during Q2FY22.
- The CASA deposits have increased by 10.77% YoY.
- Total deposits base at Rs.9,14,022 Crores as at the end of Q2FY22.
- CASA ratio improved to 37.16% from 34.61% on YoY basis.
- Bank registered 9.35% growth in Retail, 13.06% growth in Agriculture and 2.76% growth in MSME advances on YoY basis.
- RAM advances as % of Domestic Advances improved by 574 bps on YoY basis to 58.51%.
- Gross NPA (%) reduced by 207 bps on YoY basis to 12.64% as on 30.09.2021.
- Cost to Income ratio of the Bank reduced by 115 bps on YoY basis from 44.95% during Q2FY21 to 43.80% during Q2FY22.
- CRAR improved from 12.38% as on 30.09.2020 to 13.64% as on 30.09.2021. CET1 ratio improved from 8.91% as on 30.09.2020 to 10.16% as on 30.09.2021.
