HDFC Bank's reported stable GNPA at 1.32% vs 1.38% QoQ while NNPA at 0.4% (0.4% QoQ). However, annualized slippages remain at 1.66% vs 1.86% QoQ. Restructuring under RBI resolution framework stood at 57bps of advances; led by personal loans. Post outages issue, RBI asked HDFC bank to stop launches of new digital business and stops issuing new credit cards. Thus, need to watch for RBI clearance as bank had submitted the plan. Advances saw a growth of 14% YoY vs 15.6% YoY in Q3FY21 led by wholesale loans (21.7% growth) and retail loan growth of 6.7% however wholesale and Retail mix stood at 53:47 vs 50:50 (FY20). Deposits saw a growth of 16% led by CASA growth of 27%. Profitability (PBT...