Signs of continuous progress is visible in few operational parameters, however, deteriorating asset quality due to second wave will extend the span of recovery. Deposit grew by 3% YoY supported by 10% YoY increase in retail deposit while bulk deposit reduced by 52%. CASA ratio improved to 30.4% compared to 29.7% in FY21. Advances de-grew by 11% YoY due to second wave impact and...