YES Bank Ltd.

NSE: YESBANK | BSE: 532648 | ISIN: INE528G01035 | Industry: Banks
| Strong Performer, Under Radar
20.1800 0.10 (0.50%)
NSE Jun 27, 2025 15:31 PM
Volume: 105.1M
 

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YES Bank Ltd.
07 Apr 2021
20.18
0.50%
Chart of the week - Yes Bank's liquidity crunch

Yes Bank saw sluggish loan growth in Q4FY21. The beleaguered bank's advances grew by less than 1% YoY in Q4FY21, while HDFC Bank's loans grew by 14% in the quarter. Despite Yes Bank's deposits growing by more than 50% YoY, its loan to deposits ratio is over 1. 

The loan to deposit ratio measures a bank's liquidity position. A high loan to deposit ratio (>1) indicates that a bank has given out more loans than it has received deposits. This means that the bank might not have enough liquidity to cover deposits. 

YES Bank Ltd. is trading above its 200 day SMA of 19.6
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