YES Bank Ltd.

NSE: YESBANK | BSE: 532648 | ISIN: INE528G01035 | Industry: Banks
| Strong Performer, Under Radar
18.8600 -0.03 (-0.16%)
NSE Aug 05, 2025 15:31 PM
Volume: 39.1M
 

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YES Bank Ltd.
07 Apr 2021
18.86
-0.16%
Chart of the week - Yes Bank's liquidity crunch

Yes Bank saw sluggish loan growth in Q4FY21. The beleaguered bank's advances grew by less than 1% YoY in Q4FY21, while HDFC Bank's loans grew by 14% in the quarter. Despite Yes Bank's deposits growing by more than 50% YoY, its loan to deposits ratio is over 1. 

The loan to deposit ratio measures a bank's liquidity position. A high loan to deposit ratio (>1) indicates that a bank has given out more loans than it has received deposits. This means that the bank might not have enough liquidity to cover deposits. 

ICICI Securities Limited upgraded YES Bank Ltd. to Hold with a price target of 20.0 on 22 Jul, 2025.
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