The management had recognised exposure of | 961 crore as fraud in Q3FY20, to be provided through P&L; account in four quarters. Consequently, the bank has recognised | 240 crore in Q3FY20, | 240 crore in Q4FY20. Remaining, | 480 crore is to be provided in next two quarters. The bank has provisioned | 75 crore for a stressed telecom exposure. To shore up provision coverage amid Covid-19 uncertainty, floating provision of | 260 crore was been created. The bank said advances in low single digit opted for moratorium. Such exposure was at ~| 460 crore while 5% has...