Owing to the slowdown, IndusInd Bank's credit growth witnessed moderation as growth was at 21% YoY. There was overall moderation in credit growth. However, de-growth within the corporate book due to repayment, slowdown in auto & subdued microfinance growth due to flood in multiple states impacted growth. On a sequential basis, consumer finance book grew 3.5% while growth in corporate book remained flat. Further, the management guided at credit growth of ~20-25% for FY20E. The bank's focus continue on garnering retail deposits, which grew 28% YoY. In...