Advances growth moderated to 17% YoY at | 829730 crore, which was dragged by a slowdown in both retail (16% YoY) & corporate book (18% YoY), resulting in a decline in CD ratio (87% vs.89% in Q4FY19). Within retail, slowdown in auto book (8.5% YoY) & moderation of unsecured book (personal at 25% YoY & credit card at 29% YoY) impacted growth. Corporate growth moderated led by higher repayment & lower redeployment. Deposits growth continue to remain healthy at 18.5% YoY to | 954554 crore led by strong growth of ~23% YoY in term deposit. CASA growth continued to...