Other income growth came in lower at ~5% YoY to ~| 87 crore, on the back of de-growth of ~9% YoY in CEB book, which was at ~| 55 crore in Q1FY20 (~| 65 crore in Q4FY19). Lower growth in CEB book is attributable to lower credit growth & one off loss in ATM fee income of | 3 crore. Operating profit came in at ~| 167 crore, up 18% YoY, well below our estimates (~| 201 crore) led by muted NII & other income growth. PAT came in at | 81 crore, significantly below estimates. Slippages for the quarter surged 38% YoY to | 148 crore led by stress in...