Post recognition of IL&FS; account as NPA, which impacted earnings in Q4FY19, asset quality remain steady with GNPA inching up ~6% QoQ to | 4200 crore. Likewise, GNPA ratio increased ~5 bps QoQ to 2.15%. Bank's exposure to stressed companies (Media, Diversified, and Housing Finance) stood at 1.67% of the loan book net of provisions. As of Q1FY20, these exposure remain standard. Credit cost came at ~22 bps & the management has reiterated that the credit cost for the FY20E to be contained at ~60 bps. Operational performance continue to remain healthy led by strong NII...