against expectation ofRs33.7bn/Rs7.5bn.The underperformance in NII was due to16bps qoqdeclineindomesticNIMsto2.76%andmoderategrowthof7.2%indomesticadvances. MoreoverwithsignificantlyhigherprovisionsatRs18.2,netprofitcameinloweratRs6.0bn....