ABVPS of Rs187 (Subsidiary value of Rs30 per share) and 1.2x FY17e ABVPS of Rs222. The Source:PhillipCapitalIndiaResearchEst. uptick in economic activity will improve the operational efficiency and reduce credit cost translatingintoaearningsCAGRof24%over FY1517andRoAimprovementof~20bpsto ManishAgarwalla(+912266679962)...