Yes Bank's Profit Misses Estimates Even As Provisions Fall. Yes bank has posted 7% (on yoy basis) decline in the net profit to Rs 1001.85 crore for the quarter ended December 2018 (Q3FY2019). The bank has maintained stable Net Interest Margin (NIM) and loan growth, but non-interest income decline and increase in credit cost impacted the bottomline of the bank in Q3FY2019. The bank has exhibited dip in non-interest income due to treasury losses and decline in corporate fees. The bank has made provisions of Rs 507.5 crore of NPA provisions, which includes provisions of Rs 478.3 crore for exposure towards one stressed infra group....