NII, in-line, albeit lower than loan growth (25% YoY) grew 20% YoY (at ` 18,948mn during Q3FY18 led by accelerating retail loan growth (24% YoY). Subsequently, NIM remained stable at 4% in Q3FY18. Advances during Q3FY18 grew 25% YoY at ` 1,285bn led by robust disbursement in Vehicle Finance at 34% YoY and Commercial Vehicle at 39% YoY. The bank continues to focus on non-vehicle loans (current share 18%; targeted share 20% by FY20). Other income grew 17% YoY at ` 11,868mn for the quarter driven by...