The bank reported a steady set of numbers, which were largely inline with our estimates PAT came in at | 128.9 crore (up 14.8% YoY) vs. our estimate of | 127 crore. Traction in PAT was largely aided by lower-thanexpected provisions of | 71 crore (I-direct estimate: | 87 crore) Asset quality came in healthy with GNPA ratio falling 16 bps QoQ to 2.83%. Absolute GNPA increased by | 32 crore to | 682 crore, which was lowest QoQ increase in last two years. Slippages were a bit higher at | 138 crore but offset by higher recoveries and write-offs Advances book grew 13.2% YoY to | 23833 crore while deposit...