Conference Call with Indostar Capital Finance Management and Analysts on Q1FY25 Performance and Outlook. Listen to the full earnings transcript.
Finance company Indostar Capital Finance announced Q1FY25 results: Consolidated: AUM at Rs 9,565 crore, up 9% from Rs 8,763 crore in Q4 FY24 and up 19% YoY from Q1FY24 Core AUM (CV + HFC) ~ Rs 8,718 crore (91% of total), up 11% from ~ Rs 7,864 crore in Q4FY24, up 54% YoY Core Disbursements (CV + HFC) of Rs 1,618 crore, up 74% YoY from Rs 945 crore in Q1FY24 Debt/Equity Ratio at 2.3x for Q1FY25 Gross Stage 3 assets at 4.19% for Q1FY25 Net Stage 3 assets are at 2.08% for Q1FY25 Standalone: AUM at Rs 7,170 crore, up 10% from Rs 6,493 crore in Q4 FY24 VF AUM at Rs 6,323 crore, up 13% from Rs 5,594 crore in Q4 FY24 and up 61% YoY from Q1FY24 VF Disbursements at Rs 1,407 crore, up 90% from Rs 740 crore in Q1FY24 Debt/Equity Ratio at 1.96x Gross Stage 3 assets at 4.97% for Q1FY25 Net Stage 3 assets are at 2.36% for Q1FY25 Strong Capital Adequacy at 27.7%, on a standalone basis Result PDF
Conference Call with Indostar Capital Finance Management and Analysts on Q4FY24 Performance and Outlook. Listen to the full earnings transcript.
Finance company Indostar Capital Finance announced consolidated Q4FY24 & FY24 results: Q4FY24 Financial Highlights: AUM at Rs 8,763 crore, up 9% from Rs 8,037 crore in Q3FY24 Focus Retail AUM (CV + HFC) ~ Rs 7,864 crore; up 14% from ~ Rs 6,897 crore in Q3FY24 Disbursements of Rs 1,767 crore, up 31% from Rs 1,345 crore in Q3FY24 Incremental funding of Rs 1,845 crore raised during Q4FY24 Debt/Equity Ratio at 2.3x times Improved Gross Stage 3 assets at 4.10% for Q4FY24 Net Stage 3 assets are at 1.80% for Q4FY24 FY24 Financial Highlights: AUM at Rs 8,763 crore, up 12% from Rs 7,813 crore in FY23 Focus Retail AUM (CV + HFC) ~ Rs 7,864 crore; up 49% from ~ Rs 5,295 crore in FY23 Disbursements (CV + HFC) of Rs 5,081 crore, up 173% from Rs 1,863 crore in FY23 Improved Gross Stage 3 assets at 4.10% at close of FY24 vs. 6.77% in FY23 Result PDF
Non-banking Financial company Indostar Capital Finance announced Q3FY24 results: Consolidated Q3FY24: AUM at Rs 8,037 crore, up 4% from Rs 7,726 crore in Q2FY24 Focus Retail AUM (CV + HFC) ~ Rs 6,897 crore; up 10% from ~ Rs 6,277 crore in Q2FY24 Disbursements of Rs 1,345 crore, up 6% from Rs 1,269 crore in Q2FY24 Incremental funding of Rs 1,552 crore raised during Q3FY24 Debt/Equity Ratio - at 2.1X times Continued Profitability – Q3FY24 PAT at Rs 17 crore Gross Collections of Rs 997 crore during the quarter Gross Collection efficiency of 135% Gross Stage 3 assets are at 5.3% for Q3FY24 Net Stage 3 assets are at 2.4% for Q3FY24 Standalone Q3FY24: AUM at Rs 5,991 crore, up 3% from Rs 5,832 crore in Q2FY24 Disbursements of Rs 1,121 crore up 7% from Rs 1,048 crore in Q2FY24 Incremental funding of Rs 1,147 crore raised during Q3FY24 Debt/Equity Ratio at 1.7X times Continued Profitability – Q3FY24 PAT at Rs 11 crore Gross Collections of Rs 861 crore during the quarter Gross Collection efficiency of 131% Gross Stage 3 assets are at 6.5% for Q3FY24 Net Stage 3 assets are at 2.8% for Q3FY24 Strong Capital Adequacy at 30.4%, on a standalone basis Result PDF
Non-banking Financial company Indostar Capital Finance announced Q2FY24 results: Consolidated Q2FY24: Retail AUM ~ Rs 7,361 crore; up 7% from ~ Rs 6,871 crore in Q1FY24 AUM at Rs 7,726 crore, down 4% from Rs 8,062 crore in Q1FY24 (driven by Corporate book sale) Disbursements of Rs 1,269 crore up 14% from Rs 1,116 crore in Q1FY24 Incremental funding of Rs 970 crore raised during Q2FY24 Debt/Equity Ratio - at 1.8X times Continued Profitability – Q2FY24 PAT at Rs 25 crore Gross Collections of Rs 963 crore during the quarter Gross Collection efficiency of 135% Gross Stage 3 assets are at 6.7% for Q2FY24 Net Stage 3 assets are at 3.3% for Q2FY24 Standalone Q2FY24: Retail AUM ~ Rs 5,467 crore; up 7% from ~ Rs 5,130 crore in Q1FY24 AUM at Rs 5,832 crore, down 8% from Rs 6,321 crore in Q1FY24 (driven by Corporate book sale) Disbursements of Rs 1,048 crore up 13% from Rs 926 crore in Q1FY24 Incremental funding of Rs 890 crore raised during Q2FY24 Debt/Equity Ratio at 1.5X times Continued Profitability – Q2FY24 PAT at Rs 11 crore Gross Collections of Rs 837 crore during the quarter Gross Collection efficiency of 131% Gross Stage 3 assets are at 8.1% for Q2FY24 Net Stage 3 assets are at 4.0% for Q2FY24 Strong Capital Adequacy at 32.8%, on a standalone basis Result PDF