Poonawalla Fincorp Ltd. News and Updates

Name: Latest research reports of Poonawalla Fincorp Ltd. authored by KRChoksey and published by - Trendlyne research reports.
Item: Poonawalla Fincorp Ltd.
Rating: 4
Author: KRChoksey

Keep track of all breaking news on Poonawalla Fincorp Ltd. from all sources in a single place.

Poonawalla Fincorp Ltd.

30 Apr 2025

369.55

-4.73%

Diversified launches, digital edge and risk-first approach drive robust performance

Accumulate: Poonawalla Fincorp Ltd.

Recommendation Target

KRChoksey

For Q4FY25, Net Interest Income (NII) came in at INR 6,101 Mn., up 8.5% YoY (-0.6% QoQ), below our estimates driven by higher-than-expected interest expenses. The Pre-Provision Operating Profit (PPOP) stood at INR 2,384 Mn, reflecting a 41.8% YoY decline (-36.1% QoQ) driven by sharp increase in employee and other operating expenses.

Number of FII/FPI investors increased from 176 to 186 in Mar 2025 qtr.

Poonawalla Fincorp Ltd.

27 Apr 2025

369.55

-4.73%

Sequential improvement in credit cost, but higher opex weighs on profitability

Hold: Poonawalla Fincorp Ltd.

Target

ICICI Securities Limited

Poonawalla Fincorp (Poonawalla) reported mixed Q4FY25 earnings with PAT at INR 0.6bn or 76bps RoA, wherein opex continued to be elevated. However, there was some respite on credit cost front with sequential decline.

Poonawalla Fincorp L.. has an average target of 372.75 from 4 brokers.

Poonawalla Fincorp Ltd.

27 Apr 2025

369.55

-4.73%

Beyond growth, all about leap of faith

Sell: Poonawalla Fincorp Ltd.

Target

Emkay

Poonawalla reported another patchy quarter (Q4) with elevated credit cost (3.03% of AUM) and opex (4.6% of AUM) pushing profitability materially lower (RoA of 0.76%).

Number of FII/FPI investors increased from 176 to 186 in Mar 2025 qtr.

Poonawalla Fincorp Ltd.

26 Apr 2025

369.55

-4.73%

Elevated opex and NIM compression lead to earnings miss

Buy: Poonawalla Fincorp Ltd.

Target

Motilal Oswal

Poonawalla Fincorp (PFL)’s 4QFY25 PAT declined ~81% YoY to ~INR623m (MOFSLe: INR1.8b). FY25 loss was INR983m (vs. PAT of INR10.3b in FY24).

Number of FII/FPI investors increased from 176 to 186 in Mar 2025 qtr.

Poonawalla Fincorp Ltd.

25 Apr 2025

369.55

-4.73%

to see Rapid results content

Poonawalla Fincorp Ltd.

17 Apr 2025

369.55

-4.73%

Magma raises $5 million Series A led by Capria to scale B2B solutions

Business Standard

The company has been operationally profitable since inception and is currently growing at a Rs 250 crore revenue run rate

Poonawalla Fincorp Ltd. is trading above all available SMAs

Poonawalla Fincorp Ltd.

05 Feb 2025, 12:00AM

369.55

-4.73%

Credit costs elevated due to stress in the legacy book; New product lines to drive growth

Buy: Poonawalla Fincorp Ltd.

Target

KRChoksey

For Q3FY25, Net Interest Income (NII) increased by 25.1% YoY and 9.8% QoQ, reaching INR 6,141 Mn, surpassing our estimates by 3.8% due to lower-than-expected interest expenses. The Pre-Provision Operating Profit (PPOP) stood at INR 3,731 Mn, reflecting a 6.5% YoY increase and a 33.6% QoQ growth.

Poonawalla Fincorp Ltd. is trading above all available SMAs

Poonawalla Fincorp Ltd.

01 Feb 2025

369.55

-4.73%

Legacy book stress keeps credit costs elevated

Buy: Poonawalla Fincorp Ltd.

Target

Motilal Oswal

Poonawalla Fincorp’s (PFL) 3QFY25 PAT declined ~93% YoY to ~INR187m (vs. MOFSLe: INR1.52b). NII grew ~25% YoY to ~INR6.1b (in line), while PPoP grew ~7% YoY to ~INR3.7b (in line).

Poonawalla Fincorp Ltd. is trading above all available SMAs

Poonawalla Fincorp Ltd.

31 Jan 2025

369.55

-4.73%

to see Rapid results content

Poonawalla Fincorp Ltd.

29 Oct 2024

369.55

-4.73%

One-off expenses and buffer provisioning impacts earnings

buy: Poonawalla Fincorp Ltd.

Target

KRChoksey

Net Interest Income (NII) for Q2FY25 increased by 17.8% YoY (-2.9% QoQ) to INR 5,592 Mn. Pre-Provision Operating Profit (PPOP) stood at INR 2,792 Mn, a sharp decline of 16.8% YoY (-35.4% QoQ) in Q2FY25, which includes a one-time opex of INR 710 Mn.

Poonawalla Fincorp Ltd. is trading above all available SMAs

Is Magma Fincorp Ltd. worth buying?

331 Votes:

Buy 78.25%

Sell 13.6%

Hold 8.16%

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