Conference Call with Aditya Birla Capital Management and Analysts on Q4FY26 & Full Year Performance and Outlook. Listen to the full earnings transcript.
Holding Companies company Aditya Birla Capital announced Q4FY26 & FY26 results Total lending portfolio crosses Rs 2 lakh crore (change 32% YoY). Consolidated profit after tax crosses Rs 1,100 crore in Q4FY26. Consolidated Revenue grew 12% YoY to Rs 15,877 crore in Q4FY26 and 14% YoY to Rs 53,871 crore in FY26. Consolidated profit after tax grew 30% YoY to Rs 1,124 crore in Q4FY26 and 21% YoY to Rs 3,797 crore in FY26. Business Highlights: NBFC Business: Disbursements grew by 28% YoY and 16% sequentially to Rs 24,947 crore in Q4FY26. AUM grew by 27% YoY and 8% sequentially to Rs 1,59,916 crore. Profit before tax grew by 26% YoY to Rs 1,106 crore in Q4FY26 and 20% YoY to Rs 4,023 crore in FY26. Return on assets was 2.31% in Q4FY26 and 2.25% in FY26. Gross stage 2 and 3 ratio improved by 136 bps YoY and 38 bps sequentially to 2.42%. Housing Finance: Disbursements grew by 37% YoY and 29% sequentially to Rs 7,977 crore in Q4FY26. AUM grew by 53% YoY and 12% sequentially to Rs 47,452 crore. Profit before tax grew by more than two times YoY to Rs 255 crore in Q4FY26 and 98% YoY to Rs 832 crore in FY26. Return on assets was 2.07% in Q4FY26 and 1.88% in FY26. Gross stage 2 and 3 ratio improved by 63 bps YoY and 19 bps sequentially to 0.76%. AMC Business: Mutual fund quarterly average assets under management grew by 14% YoY to Rs 4,35,866 crore. Equity QAAUM grew by 17% YoY to Rs 1,97,374 crore. Individual monthly average assets under management grew by 8% YoY to Rs 1,99,373 crore. Folios serviced increased by 3% YoY to about 1.1 crore. Operating profit grew by 8% YoY to Rs 252 crore in Q4FY26 and 11% YoY to Rs 1,051 crore in FY26. Life Insurance Business: Individual First Year Premium (FYP) grew by 15% YoY to Rs 4,725 crore in FY26. Group's new business premium increased by 31% YoY to Rs 7,314 crore in FY26. Renewal premium grew by 17% YoY to Rs 12,190 crore in FY26. Net value of new business (VNB) margin increased by 260 bps YoY to 20.6% in FY26. Absolute net VNB grew by 29% YoY to Rs 1,055 crore in FY26. Health Insurance Business: Gross written premium grew by 39% YoY to 6,855 crore in FY26. Standalone health insurer market share increased by 110 bps YoY to 13.7% in FY26. Combined ratio improved to 103% (FY25: 105%) in FY26 Result PDF
Conference Call with Aditya Birla Capital Management and Analysts on Q3FY26 Performance and Outlook. Listen to the full earnings transcript.