ICICI Bank announced Q4FY25 & FY25 results Profit before tax excluding treasury grew by 13.2% YoY to Rs 16,534 crore (USD 1.9 billion) in Q4FY25. Core operating profit grew by 13.7% YoY to Rs 17,425 crore (USD 2.0 billion) in Q4FY25. Profit after tax grew by 18.0% YoY to Rs 12,630 crore (USD 1.5 billion) in Q4FY25. Profit before tax excluding treasury grew by 11.4% YoY to Rs 60,713 crore (USD 7.1 billion) in FY25. Core operating profit grew by 12.5% YoY to Rs 65,396 crore (USD 7.6 billion) in FY25. Profit after tax grew by 15.5% YoY to Rs 47,227 crore (USD 5.5 billion) in FY25. Consolidated profit after tax increased by 15.7% YoY to Rs 13,502 crore (USD 1.6 billion) in Q4FY25 and by 15.3% YoY to Rs 51,029 crore (USD 6.0 billion) in FY25. Total period-end deposits grew by 14.0% YoY to Rs 16,10,348 crore (US $ 188.4 billion) at March 31, 2025. Average deposits grew by 11.4% YoY to Rs 14,86,635 crore (USD 173.9 billion) in Q4FY25. Average current account and savings account (CASA) ratio was 38.4% in Q4FY25. Domestic loan portfolio grew by 13.9% YoY to Rs 13,10,981 crore (USD 153.4 billion) at March 31, 2025. Net NPA ratio declined to 0.39% at March 31, 2025 from 0.42% at December 31, 2024. Provisioning coverage ratio on non-performing loans was 76.2% at March 31, 2025. Total capital adequacy ratio was 16.55% and CET-1 ratio was 15.94%, on a standalone basis, at March 31, 2025 after reckoning the impact of proposed dividend. The Board has recommended a dividend of Rs 11 per share for FY25. The declaration and payment of dividend is subject to requisite approvals. Result PDF