Conference Call with Go Digit General Insurance Management and Analysts on Q2FY26 Performance and Outlook. Listen to the full earnings transcript.
Go Digit General Insurance announced Q2FY26 results Profit before tax for the Q2FY26 stood at Rs 136 crore, compared to Rs 89 crore in Q2FY25, grew by 53%. Profit after tax for the Q2FY26 stood at Rs 117 crore, compared to Rs 89 crore in Q2FY25, grew by 31%. Gross Written Premium Income: In Q2FY26, Gross Written Premium of the Company stood at Rs 2,667 crore compared to Rs 2,369 crore. in Q2FY25, recording a growth of 12.6%. Without 1/n basis: Gross Written Premium for Q2FY25 is 2,739 crore, achieving a growth of 15.6%. Assets Under Management: As of September 30, 2025, assets under management stood at Rs 21,345 crore, compared to Rs 18,502 crore as at September 30, 2024 having a growth of 15.4%. Combined Ratio: Combined Ratio for Q2FY26 is 111.4%, as compared to 112.2% in Q2FY25. Without 1/n basis: -Combined Ratio for Q2FY26 is 109.9% as compared to 112.2% in Q2FY25. Solvency: Solvency ratio was at 2.26x as at September 30, 2025 as against 2.24x as at March 31, 2025, higher than the minimum regulatory requirement of 1.50x. Result PDF
General Insurance company Go Digit General Insurance announced Q1FY26 results In Q1FY26, Gross Written Premium of the Company was at Rs 2,982 crore compared to Rs 2,660 crore in Q1FY25, recording a growth of 12.1% Without 1/n basis: Gross Written Premium for Q1FY25 is Rs 3,046 crore, achieving a growth of 14.5%. Profit before tax for the Q1FY26 stood at Rs 161 crore, compared to Rs 101 crore in Q1FY25, grew by 59.4% Profit after tax for the Q1FY26 stood at Rs 138 crore, compared to Rs 101 crore in Q1FY25, grew by 36.6%. As of June 30, 2025, assets under management stood at Rs 20,861 crore, compared to Rs 17,773 crore as at June 30, 2024 having a growth of 17.4%. Combined Ratio for Q1FY26 is 108.6%, as compared to 105.4% in Q1FY25 Solvency ratio was at 2.27x as at June 30, 2025 as against 2.24x as at March 31, 2025, higher than the minimum regulatory requirement of 1.50x. Result PDF
General Insurance company Go Digit General Insurance announced Q4FY25 & FY25 results Financial Highlights: Gross Written Premium Income: - In Q4FY25, Gross Written Premium of the Company was at Rs 2,576 crore compared to Rs 2,336 crore in Q4FY24, recording a growth of 10.3% In FY25, Gross Written Premium of the Company was at Rs 10,282 crore compared to Rs 9,016 crore in FY24, recording a growth of 14.0%. Without 1/n basis: Gross Written Premium for Q4FY25 is 2,652 crore, achieving a growth of 13.5%. Gross Written Premium for FY25 is 10,419 crore, achieving a growth of 15.6%. Profitability: Profit after tax for the Q4FY25 stood at Rs 116 crore, compared to Rs 53 crore in Q4FY24, grew by 118.9%. Profit after tax for the FY25 stood at Rs 425 crore, compared to Rs 182 in FY24, grew by 133.5%. Return on Average Equity (ROAE) for the FY25 stood at 13.0% compared to 7.5% in FY24. Assets Under Management: As of March 31, 2025, our assets under management stood at Rs 19,703 crore, compared to Rs 15,764 crore as at March 31, 2024, growth of 25.0%. Combined Ratio: - Combined Ratio for Q4FY25 is 111.3%, as compared to 108.8% in Q4FY24 Combined Ratio for FY25 is 109.3% compared to 108.7%. Without 1/n basis: Combined Ratio for Q4FY25 is 109.7% as compared to 108.8% in Q4FY24. Combined Ratio for FY25 is 108.6% as compared to 108.7% in FY24. Solvency: Solvency ratio was at 2.24x as at March 31, 2025 as against 1.61x as at March 31, 2024, higher than the minimum regulatory requirement of 1.50x. Result PDF
General Insurance company Go Digit General Insurance announced Q3FY25 results In Q3FY25, Gross Written Premium of the company stood at Rs 2,677 crore compared to Rs 2,428 crore in Q3FY24, achieving a growth of 10.2%. Effective from October 1, 2024, other applicable long-term premium is accounted on 1/n basis, without 1/n basis, Gross Written Premium for Q3FY25 is 2,738 crore, achieving a growth of 12.8%. Premium Retention Ratio for Q3FY25 is 83.8%, as compared to 87.9% in Q3FY24. Profitability: Profit after tax for the Q3FY25 stood at Rs 119 crore, compared to Rs 43 crore in Q3FY24, grew by 176.5%. Without 1/n basis, there is no impact on profit after tax for Q3FY25. As at December 31, 2024, our assets under management stood at Rs 18,939 crore, compared to Rs 15,764 crore as at March 31, 2024, growth of 20.1%. Combined Ratio: Combined Ratio for Q3FY25 is 108.1%, as compared to 110.3% in Q3FY24. Without 1/n basis, Combined Ratio for Q3FY25 is 107.2% as compared to 110.3% in Q3FY24. Result PDF
General Insurance company Go Digit General Insurance announced Q2FY25 results Gross Written Premium Income:In Q2FY25, Gross Written Premium of the company stood at Rs 2,369 crore compared to Rs 2,074 crore in Q2FY24, achieving a growth of 14%. Premium Retention Ratio: Premium Retention Ratio for Q2FY25 is 81.4%, as compared to 87.8% in Q2FY24. Profitability: Profit after tax for the Q2FY25 stood at Rs 89 crore, compared to Rs 28 crore in Q2FY24, growth of 221.4%. Asset Under Management: As at Q2FY25, our asset under management stands at Rs 18,502 crore, compared to Rs 15,764 crore as at FY24, grew by 17.4%. Combined Ratio: Combined Ratio for Q2FY25 is 112.2%, as compared to 108.9% in Q2FY24. Result PDF
