State Bank of India announced Q1FY26 results Profitability: Net Profit for Q1FY26 stands at Rs 19,160 crore witnessing a growth of 12.48% YoY. Operating Profit for Q1FY26 grew by 15.49% YoY to Rs 30,544 crore. Bank’s ROA and ROE for Q1FY26 stand at 1.14% and 19.70% respectively. Net Interest Income (NII) for Q1FY26 decreased by 0.13% YoY. Whole Bank and Domestic NIM for Q1FY26 stand at 2.90% and 3.02% respectively. Balance Sheet: Whole Bank Advances growth at 11.61% YoY with Domestic Advances growing by 11.06% YoY. Whole Bank Advances at Rs 42.5 Lakh crore. Foreign Offices’ Advances grew by 14.81% YoY. SME Advances grew by 19.10% YoY, followed by Agri Advances which grew by 12.67% YoY while Retail Personal Advances and Corporate Advances registered YoY growth of 12.56% and 5.70% respectively. Whole Bank Deposits grew by 11.66% YoY. CASA Deposit grew by 8.05% YoY. CASA ratio stands at 39.36% as on 30 th June 25. Asset Quality: Gross NPA ratio at 1.83% improved by 38 bps YoY. Net NPA ratio at 0.47% improved by 10 bps YoY. Provision Coverage Ratio (PCR) stands at 74.49% while PCR (incl. AUCA) stands at 91.71%. Slippage Ratio for Q1FY26 improved by 9 bps YoY and stands at 0.75%. Credit Cost for Q1FY26 stands at 0.47%. Capital Adequacy: Capital Adequacy Ratio (CAR) as at the end of Q1FY26 stands at 14.63%. Result PDF