Internet Software & Services company PB Fintech announced Q4FY25 & FY25 results Q4FY25 Financial Highlights: Our total Insurance Premium for the quarter was Rs 7,030 crore, up 37% YoY, led by growth in new health. Revenue grew 38% YoY to Rs 1,508 crore Our consolidated operating revenue grew at 38% to Rs 1,508 crore for the quarter (Core insurance revenue 46% up YoY, Core credit revenue down 21% YoY). Our renewal / trail revenue is at an ARR of Rs 817crore, up from Rs 577 crore last year same quarter, a 42% growth. This is a key driver of long-term profit growth. Our credit revenue for the quarter is Rs 115 crore and disbursal is Rs 2,368 crore for the core online business. We continue to strengthen our leadership in New Initiatives with revenue growth of 50% YoY with adjusted EBITDA margin moving from -10% to -6%, with 4% contribution. Our consolidated PAT for PB Fintech grew from Rs 64 crore to Rs 353 crore (from 2% to 7% margin) in FY25 YoY. Our closing Cash balance was at Rs 5,406 crore. our revenue has grown at a CAGR of 52% from Rs 1,425 crore in FY22 to Rs 4,977 crore in FY25, with a PAT margin moving from -58% in FY22 to 7% in FY25 at Rs 353 crore. FY25 Financial Highlights: . Scale: Insurance Premium at Rs 23,486 crore insurance New Core Online Insurance Premium up 45% New Health & Life Insurance Premium up 48% Operating Revenue Rs 4,977 crore, up 45% PAT grew 448% YoY to Rs 353 crore Result PDF