Conference Call with Capri Global Capital Management and Analysts on Q4FY25 & Full Year Performance and Outlook. Listen to the full earnings transcript.
Finance company Capri Global Capital announced Q4FY25 & FY25 results Q4FY25 Financial Highlights: AUM increased 46% YoY to Rs 228,573 million in Q4FY25 vs Rs 156,530 million in Q4FY24. Net Interest Income rose 49% YoY to Rs 3,812 million in Q4FY25 vs Rs 2,552 million in Q4FY24. Net Total Income grew 51% YoY to Rs 5,624 million in Q4FY25 vs Rs 3,714 million in Q4FY24. Pre-Provision Operating Profit (PPOP) surged 132% YoY to Rs 2,540 million in Q4FY25 vs Rs 1,096 million in Q4FY24. PAT jumped 115% YoY to Rs 1,777 million in Q4FY25 vs Rs 826 million in Q4FY24. Cost-Income Ratio improved by 1,566 bps to 54.8% in Q4FY25 vs 70.5% in Q4FY24. NNPA improved by 17 bps to 0.9% in Q4FY25 vs 1.1% in Q4FY24. ROAE expanded 816 bps to 16.9% in Q4FY25 vs 8.7% in Q4FY24. ROAA increased 128 bps to 3.6% in Q4FY25 vs 2.3% in Q4FY24. FY25 Financial Highlights: AUM increased 46% YoY to Rs 228,573 million in FY25 vs Rs 156,530 million in FY24. Net Interest Income rose 35% YoY to Rs 13,320 million in FY25 vs Rs 9,857 million in FY24. Net Total Income grew 34% YoY to Rs 18,328 million in FY25 vs Rs 13,677 million in FY24. PPOP increased 61% YoY to Rs 7,341 million in FY25 vs Rs 4,570 million in FY24. PAT rose 71% YoY to Rs 4,785 million in FY25 vs Rs 2,794 million in FY24. Cost-Income Ratio improved by 664 bps to 59.9% in FY25 vs 66.6% in FY24. NNPA improved by 17 bps to 0.9% in FY25 vs 1.1% in FY24. ROAE expanded 428 bps to 11.8% in FY25 vs 7.6% in FY24. ROAA increased 55 bps to 2.7% in FY25 vs 2.1% in FY24. Result PDF