Finance company Paisalo Digital announced Q1FY26 results AUM at Rs 52,302 million, up 14% YoY. Disbursement of Rs 7,581 million; up 16% YoY. Total income increased by 17% YoY from Rs 1,866 million to Rs 2,187 million. Net Interest Income increased by 20% YoY from Rs 1,035 million to Rs 1,244 million. GNPA and NNPA stood at 0.85% and 0.68% respectively. Spread on loans stood at 6.5% in Q1FY26 as against 6.2% in Q1FY25. Collection efficiency for the quarter stood at 99.8%. Capital Adequacy Ratio remained strong at 39.5%; Tier 1 capital at 30.4%. Net Worth grew by 15% YoY to Rs 15,746 million. Total geographic footprint as at Q1FY26 stood at 3,997 touchpoints across 22 states as compared to 2,884 touchpoints in Q1FY25. Added 50 branches to the network during the quarter with total branches now at 401. Customer franchise expands to record ~11 million, with addition of ~1.5 million customers during the quarter. Expanded Co-Lending partnership with SBI to jointly fund MSME & SME loans, further deepening the successful partnership established in 2019 and strengthening inclusive credit delivery across India. Santanu Agarwal, Deputy Managing Director, Paisalo Digital, said: “Q1FY26 marks a good start to the year for Paisalo Digital, as we delivered our highest-ever Total Income and achieved a significant milestone of crossing 11 million customers. The addition of approximately 1.5 million customers in a single quarter highlights the growing relevance of our inclusive, last-mile credit model. Our strategic co-lending partnership extension with SBI underscores our shared commitment to expanding affordable and timely credit access to underserved entrepreneurs and self-employed individuals across the country. By leveraging our integrated physical-digital approach alongside SBI’s trusted banking infrastructure, we are confident to deepen our impact on job creation and grassroots economic growth. Our disciplined underwriting practices and robust risk management systems are reflected in our healthy asset quality, with Gross and Net NPAs contained at 0.85% and 0.68%, respectively. We remain focused on scaling responsibly, innovating continuously, and empowering millions more in the quarters ahead.” Result PDF