Finance company Poonawalla Fincorp announced Q3FY25 results Assets: Assets Under Management (AUM) stood at Rs 30,984 crore, up 41% YoY and 9% QoQ. Secured to Unsecured mix improved to 54:46. AUM Mix consists of 36% MSME finance, followed by 24% Personal and Consumer finance, 22% Loan against property and 14% Pre-owned car. Asset Quality: Gross NPA at 1.85%, reduced by 25bps QoQ; Net NPA at 0.81%. Provision Coverage Ratio at 56.79%. Profitability: PPoP was Rs 373 crore, +7% YoY. Net Interest Income (inc. fees and other income) was Rs 672 crore, up 22% YoY. Capital Adequacy and Liquidity: Capital Adequacy Ratio was 25.89%, with Tier-1 at 24.46%, well above the regulatory requirement of 15%. Liquidity buffer stood at Rs 4,808 crore. Arvind Kapil, Managing Director and CEO, Poonawalla Fincorp, said: “We are excited and confident on the foundation we are building today which will deliver meaningful value in the quarters ahead. We see robust AUM growth in the four quarters leading to strong sustainable profits.” Result PDF