IDBI Bank announced Q1FY26 results Net Profit improved by 17% in Q1FY26 to Rs 2,007 crore as against net profit of Rs 1,719 crore in Q1FY25. Operating profit improved by 13% in Q1FY26 to Rs 2,354 crore as against Rs 2,076 crore in Q1FY25. Net Interest Income stood at Rs 3,166 crore in Q1FY26 as against Rs 3,233 crore in Q1FY25. Net Interest Margin (NIM) stood at 3.68% in Q1FY26 as compared to 4.18% in Q1FY25. Return on Assets (ROA) improved by 18 bps to 2.01% in Q1FY26 as compared to 1.83% for Q1FY25. Cost of Deposit stood at 4.84% in Q1FY26 as compared to 4.58% in Q1FY25. Cost of Funds stood at 4.98% in Q1FY26 as compared to 4.81% in Q1FY25. Return on Equity (ROE) stood at 17.91%. Cost to Income Ratio stood at 48.86%. Business Growth: Total Deposits increased to Rs 2,96,868 crore as on June 30, 2025 as against Rs 2,77,548 crore as on June 30, 2024 registering a growth of 7% YoY. CASA stood at Rs 1,32,553 crore and CASA ratio stood at 44.65% as on June 30, 2025. As on June 30, 2024 total CASA and CASA ratio were at Rs 1,34,810 crore and 48.57%. Net advances stood at Rs 2,11,907 crore as on June 30, 2025 as against Rs 1,94,026 crore as on June 30, 2024 registering a growth of 9% YoY. The composition of corporate v/s retail in gross advances portfolio stood at 30:70 as on June 30, 2025. Asset Quality: Gross NPA ratio improved to 2.93% as on June 30, 2025 as against 3.87% as on June 30, 2024. Net NPA ratio improved to 0.21% as on June 30, 2025 as against 0.23% as on June 30, 2024. Provision Coverage Ratio (including Technical Write-Offs) stood at 99.31% as on June 30, 2025 from 99.34% as on June 30, 2024. Capital Position: Tier 1 capital improved to 23.71% as on June 30, 2025 as against 20.26% as on June 30, 2024. CRAR improved to 25.39% as on June 30, 2025 as against 22.42% as on June 30, 2024. Risk Weighted Assets (RWA) stood at Rs 1,92,965 crore as on June 30, 2025 as against Rs 1,77,755 crore as on June 30, 2024. Result PDF