Federal Bank announced Q4FY25 & FY25 results Financial Highlights: Total Business of the Bank reached Rs. 5,18,483.86 crore. Annual Net Profit at Rs 4051.89 crore and net profit for the quarter at Rs 1030.23 crore, increases by 13.67% YoY. Highest Ever Other Income backed by strong Fee Income momentum, NII up by 14.16% to Rs.9467.99 crore. Decadal Best Asset Quality with GNPA and NNPA at 1.84 % and 0.44 % respectively. CRAR stood at 16.40%. Provision Coverage Ratio stood at 75.37%. ROA for Q4 stood at 1.24 % and ROE at 12.82 %. Total Deposits increased by 12.32 %. Total Net Advances increased by 12.15 %. KVS Manian, Managing Director & CEO, Federal Bank, said: “As we have consistently articulated, our focus remains on profitable growth - driven by sustainable, high-quality earnings aligned with long term value creation. This quarter’s performance is a strong validation of that approach. It has also been a transformative year for the Bank, with several strategic initiatives beginning to deliver tangible outcomes. Notably, our focused efforts in mid-yield segments and current accounts have shown significant traction, with current account balances growing 35% YoY (27% QoQ) and a 19% growth in mid-yield segments. Despite the prevailing rate cut environment, we have effectively navigated NIM pressures through strategic asset pricing, robust CASA growth, and the best asset quality seen in over a decade. At the same time, we have launched several high-impact initiatives within the franchise to further strengthen efficiency and future growth prospects. Crossing the twin milestones of Rs 5 Lakh crore in total business and Rs 4000 crore in annual net profit marks a defining moment in our journey. With a clear strategy, disciplined execution, and a committed team, we remain confident in our ability to sustain momentum and continue delivering long term value to all stakeholders.” Result PDF