Finance company Muthoot Finance announced H1FY25 & Q2FY25 results Standalone Financial Highlights: Highest Ever Standalone Loan AUM at Rs 90,197 crore as on September 30, 2024. Historic Highest YoY Growth in Loan AUM of Rs 21,195 crore in any 1st half of a year, up by 31%. Historic Highest YoY Growth in Gold Loan AUM of Rs 18,646 crore in any 1st half of a year, up by 28%. Highest Ever Standalone Profit after tax at Rs 2,330 crore in any 1st half of a year, up by 18% YoY Consolidated Financial Highlights: Highest Ever Consolidated Loan AUM at Rs 104,149 crore as on September 30, 2024. Historic Highest YoY Growth in Loan AUM of Rs 24,656 crore in any 1st half of a year, up by 31%. Highest Ever Consolidated Profit after Tax at Rs 2,517 crore in any 1st half of a year, up by 18% YoY. Other Highlights: Raised USD 100 million through Global issuance of bonds as a follow-onissue to the USD 650 million raised in Q1FY25. Flagship healthcare CSR initiative- Muthoot Snehasraya Project won Bronze medal at the 11th National CSR Times Summit & Awards 2024 held at Raj Bhawan, Goa. Muthoot Finance recognized as the 'Corporate Bond - Public Issuance of the Year' for the second time in a row by ASSOCHAM. Muthoot Finance’s Marketing campaign, Bharosa India Ka, won GOLD in two prestigious categories at the Pitch BFSI Marketing Awards 2024. Opened 556 new branches by the Muthoot Group in H1FY25. George Jacob Muthoot, Chairman, The Muthoot Group, said: “ We are extremely happy to announce that our Consolidated Loan Assets Under Management has crossed golden milestone of Rs.1lakh crore. Our Consolidated Profit After Tax for the half year ended September 30 ,2024 has reached a historic high of Rs 2517 crore. This achievement is a reflection of relentless effort of our dedicated employees and the unwavering trust of our valued customers. Muthoot Finance has the lowest number of customer complaints among peers which underscore our commitment to customer satisfaction. We continue to be a trusted partner of choice for our customers. In alignment with the RBI’s focus on customer protection and compliance, we assure all stakeholders that Muthoot Finance remains dedicated to responsible lending practices. As India’s economic and investment activities gain momentum, we are steadfast in our vision to diversify our portfolio beyond gold loans, evolving as a comprehensive financial services group. George Alexander Muthoot, Managing Director, said: “We are pleased to announce that we have achieved exceptional financial results for the first half of FY25 . Our Standalone Loan Assets Under Management reached a historic high of Rs 90,197 crore, driven by a robust 28% YoY growth in our core gold loan portfolio. Our Standalone Profit After Tax grew by 18% YoY at Rs 2330crs. This half year saw the highest-ever gold loan disbursements to new customers of Rs 10,687 crore to 9.66 lakh customers. Among the peer NBFC group, We have the highest average Gold Loan AUM per branch of Rs 17.75 crore. During the half year, Gold loan portfolio grew by 18% of Rs 13285 crore. On the back of these achievements, wewish to revise our earlier guidance for FY25 on gold loan growth from 15% to 25%. We are also encouraged by the progress in our non-gold loan portfolio, with notable growth across microfinance, personal loans, and home loans, strengthening our position as a diversified financial services conglomerate. Result PDF