Finance company Poonawalla Fincorp announced Q2FY26 results Assets Under Management (AUM) stood at Rs 47,701 crore, up 68.0% YoY and 15.6% QoQ. Secured to Unsecured on-book mix at 56:44. AUM Mix: MSME at 36%, Loan against property at 26%, Personal and Consumer finance at 26%, and pre-owned car finance at 11%. Net Interest Income (inc. fees and other income) at Rs 905 crore, up 40.3% YoY. Net Interest Margin (NIM) at 8.40% in Q2FY26 vs 8.32% in Q1FY26. PPoP of Rs 387 crore, up 38% YoY in the quarter despite ongoing investment in new businesses and skew to secured book. PAT of Rs 74 crore in the quarter. Stable asset quality: GNPA stood at 1.59% in Q2FY26 vs 1.84% in Q1FY26. NNPA stood at 0.81% in Q2FY26 vs 0.85% in Q1FY26 Stage 1 Assets stood at 97.1% of on-book assets in Q2FY26 vs 96.5% in Q1FY26. Provision Coverage Ratio at 49.65%. Capital Adequacy Ratio at 20.85% (Tier-1 at 19.63%), well above the regulatory requirement of 15%. Liquidity buffer stood at Rs 6,261 crore as of September 30, 2025. Cost of Borrowings at 7.69% for this quarter, 35 bps lower than Q1FY26. 10 new AI projects have been added this quarter, bringing the total to 45 cutting-edge AI projects. Arvind Kapil, Managing Director and CEO, Poonawalla Fincorp, said: “We delivered strong AUM growth this quarter supported by increased contribution from our new business verticals. This reflects the successful execution of our diversification strategy. Improved liability management, particularly through cost effective NCD issuances, strengthened our funding profile. We remain focused on driving sustainable growth with prudent risk management.” Result PDF