Finance company SBFC Finance announced Q4FY26 & FY26 results Q4FY26 Financial Highlights: Total Income: Reported at Rs 4,541.42 million for Q4FY26, a growth of 25.74% YoY compared to Rs 3,611.69 million in Q4FY25 and an increase of 6.65% QoQ compared to Rs 4,258.14 million in Q3FY26. Interest Earned: Stood at Rs 4,225.15 million, reflecting an increase of 28.27% YoY from Rs 3,293.87 million and 6.34% QoQ from Rs 3,973.09 million. Net Profit: Reported at Rs 1,227.67 million, showing a growth of 30.06% YoY from Rs 943.95 million and 4.00% QoQ from Rs 1,180.40 million. Net Interest Margin (NIM): Stood at 4.41% for the quarter. Earnings Per Share (Basic): Reported at Rs 1.12, up 28.74% YoY from Rs 0.87 and up 3.70% QoQ from Rs 1.08. FY26 Standalone Financial Highlights: Total Income: Rs 16,795.02 million for FY26, showing a growth of 28.59% YoY compared to Rs 13,061.09 million in FY25. Interest Earned: Rs 15,542.52 million, up 29.92% YoY compared to Rs 11,963.46 million. Net Profit: Reported at Rs 4,508.33 million for the full year, an increase of 30.61% YoY from Rs 3,451.68 million in FY25. EPS (Basic): Stood at Rs 4.13 for the full year, a growth of 29.06% YoY from Rs 3.20 in FY25. Dividend: The Board recommended a final dividend of Rs 1 per equity share of Rs 10 each for the financial year ended March 31, 2026. Cash Flows: Net cash flow used in operating activities resulted in an outflow of Rs (18,926.98) million, compared to an outflow of Rs (14,152.58) million in the previous year. Business Highlights: Asset Quality: Gross NPA improved to 1.45% as of March 31, 2026, compared to 1.88% QoQ and 2.60% YoY. Net NPA ratio stood at 0.37%. Net Worth: The company's net worth as of March 31, 2026, was Rs 37,251.52 million. Capital Adequacy: Capital Adequacy Ratio (Basel III) remained strong at 15.60%. Provision Coverage: The Provision Coverage Ratio (PCR) including Technical Write-offs was 94.9%. Liquidity: Average Liquidity Coverage Ratio (LCR) for Q4FY26 was 130%. Loan Assignments: During the year, the company assigned one loan account amounting to Rs 66.36 crore and acquired 158 loan accounts through assignment totaling Rs 48.92 crore. Result PDF
Conference Call with SBFC Finance Management and Analysts on Q4FY26 & Full Year Performance and Outlook. Listen to the full earnings transcript.