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Red Flag: High Interest Payments Compared to Earnings

This identifies stocks which have low interest coverage, with interest payments that are high compared to their earnings. This indicates that these companies may have trouble meeting their interest payments. Stocks with an interest coverage ratio of 1.5 or below are considered in the danger zone.

Last Updated: 17 Jun 2025, 04:36 p.m. (IST)

Query : Interest Coverage Ratio Annual < 1.5 AND Interest Coverage Ratio Annual > 0
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Interest Coverage Ratio Annual   Interest Annual   EBITDA Annual   Cash from Operating Activity Annual  
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Stock Interest Coverage Ratio Annual Interest Annual EBITDA Annual Cash from Operating Activity Annual Current Price Market Capitalization Latest financial result My Notes
Dar Credit & Capital..
1.5 19.5 - 26.7 55.55 79.3 31 Mar, 2025
Olympia Industries L..
1.5 5.3 7.9 -0.7 38.96 23.5 31 Mar, 2025
Northern Arc Capital..
1.5 828.4 1,234.3 -1,046.7 217.61 3,512.5 31 Mar, 2025
Rajasthan Tube Manuf..
1.5 1.3 1.9 3.3 49.29 222.2 31 Mar, 2025
Bannari Amman Spinni..
1.5 45.0 67.0 22.8 34.36 274.6 31 Mar, 2025
Aditya Birla Real Es..
1.5 45.8 68.0 -1,293.4 2470.40 27,593.3 31 Mar, 2025
Vilin Bio Med Ltd.
1.5 0.8 - -3.8 29.50 41.2 31 Mar, 2025
Bank of Baroda
1.5 78,264.9 37,898.5 34,891.6 238.04 123,099.1 31 Mar, 2025
RBL Bank Ltd.
1.5 7,576.2 3,654.5 -824.1 218.65 13,316.0 31 Mar, 2025
Aditya Birla Capital..
1.5 9,694.2 14,366.4 -27,934.6 255.11 66,588.7 31 Mar, 2025
India Power Corporat..
1.5 27.2 40.3 78.9 13.67 1,331.2 31 Mar, 2025
Cholamandalam Invest..
1.5 12,494.5 18,480.8 -32,413.2 1555.20 130,808.1 31 Mar, 2025
City Union Bank Ltd.
1.5 3,518.3 1,678.6 1,128.3 192.82 14,287.7 31 Mar, 2025
Euro Leder Fashions ..
1.5 1.3 1.8 4.4 19.54 8.7 31 Mar, 2025
Cineline India Ltd.
1.5 28.7 42.2 49.7 92.98 318.6 31 Mar, 2025
Akash Infra-Projects..
1.5 4.7 6.9 9.5 29.75 50.2 31 Mar, 2025
Bajaj Housing Financ..
1.5 5,979.3 8,790.6 -17,074.9 120.66 100,537.9 31 Mar, 2025
Gayatri Sugars Ltd.
1.5 17.1 25.0 6.3 13.52 91.5 31 Mar, 2025
Asian Tea Exports Ltd.
1.5 2.1 3.1 -3.7 12.98 26.0 31 Mar, 2025
Variman Global Enter..
1.5 3.8 5.6 -16.9 15.36 298.9 31 Mar, 2025
Seasons Textiles Ltd.
1.5 2.3 3.4 5.5 19.00 14.2 31 Mar, 2025
Suryoday Small Finan..
1.5 847.6 389.2 1,320.0 141.83 1,507.4 31 Mar, 2025
Sadbhav Infrastructu..
1.5 335.4 489.3 606.0 5.59 196.9 31 Mar, 2025
Maks Energy Solution..
1.5 2.2 - 0.2 29.25 20.3 31 Mar, 2025
Digital Fibre Infras..
1.5 9,704 14,071.3 12,492.8 - 31 Dec, 2023
Inditrade Capital Ltd.
1.4 27.4 39.7 0 7.23 16.9 31 Dec, 2024
SAL Steel Ltd.
1.4 16.7 24.1 -20.7 17.79 151.2 31 Mar, 2025
Sahara Housingfina C..
1.4 2.7 3.9 24.3 42.19 29.5 31 Mar, 2025
Union Bank of India
1.4 70,733.3 31,201.8 17,479.4 144.96 110,656.7 31 Mar, 2025
Moxsh Overseas Educo..
1.4 0.6 - -0.4 27.00 24.2 31 Mar, 2025
Can Fin Homes Ltd.
1.4 2,488.2 3,578.5 933.4 793.35 10,563.8 31 Mar, 2025
Equitas Small Financ..
1.4 3,060.1 1,334.3 1,936.8 66.86 7,624.1 31 Mar, 2025
Jammu & Kashmir Bank..
1.4 6,741.3 2,934.8 0 103.03 11,345.5 31 Mar, 2025
Ashiana Ispat Ltd.
1.4 9.0 12.9 -1.6 27.28 21.7 31 Dec, 2024
Super Tex Industries..
1.4 2.6 3.8 4.2 7.96 9.0 31 Mar, 2025
Ambica Agarbathies &..
1.4 10.9 15.6 1.4 28.60 49.1 31 Mar, 2025
CSB Bank Ltd.
1.4 2,121.0 910.2 -5,255.5 392.20 6,804.1 31 Mar, 2025
IDFC First Bank Ltd.
1.4 17,207.8 7,378.9 14,465.1 70.15 51,441.8 31 Mar, 2025
Shri Vasuprada Plant..
1.4 6.2 8.8 5.5 121.35 100.5 31 Mar, 2025
Ratnabhumi Developer..
1.4 15.0 21.3 89.8 183.57 251.5 31 Mar, 2025
QGO Finance Ltd.
1.4 10.2 14.5 5.1 52.20 36.3 31 Mar, 2025
SAB Industries Ltd.
1.4 5.8 8.3 6.3 146.00 222.1 31 Mar, 2025
Real Touch Finance L..
1.4 14.2 20.2 -26.1 54.85 69.6 31 Mar, 2025
State Bank of India
1.4 300,943.3 125,826.5 48,486.3 792.30 707,097.6 31 Mar, 2025
Precision Electronic..
1.4 2.6 3.7 0.5 170.40 236.0 31 Mar, 2025
Citi Port Financial ..
1.4 0.1 0.1 0.0 20.90 6.5 31 Mar, 2025
Fedbank Financial Se..
1.4 853.8 1,206.4 -977.5 117.52 4,383.5 31 Mar, 2025
Central Bank of India
1.4 19,829.7 8,175.1 -2,459.6 37.97 34,368.2 31 Mar, 2025
Thirumalai Chemicals..
1.4 49.2 69.4 -66.0 287.56 2,944.3 31 Mar, 2025
Take Solutions Ltd.
1.4 2.0 2.7 -16.4 8.66 128.1 31 Mar, 2025
Uniroyal Marine Expo..
1.4 1.5 2.1 1.7 17.61 11.4 31 Mar, 2025
Sakthi Sugars Ltd.
1.4 105.2 147.2 40.6 25.64 304.7 31 Mar, 2025
Ugro Capital Ltd.
1.4 627.8 877.3 -2,474.0 171.47 2,020.5 31 Mar, 2025
CreditAccess Grameen..
1.4 1,947.6 2,718.7 1,125.2 1149.30 18,358.8 31 Mar, 2025
Udayshivakumar Infra..
1.4 6.5 9.1 -8.1 38.94 215.6 31 Mar, 2025
Gautam Exim Ltd.
1.4 0.4 - 8.4 181.00 55.8 31 Mar, 2025
Rainbow Foundations ..
1.4 29.0 40.5 -80.0 48.30 239.7 31 Mar, 2025
UCO Bank
1.4 15,436.8 6,037.3 191,254.3 31.36 39,324.1 31 Mar, 2025
Mahindra & Mahindra ..
1.4 8,415.4 11,698.3 -15,601.9 269.30 37,431.9 31 Mar, 2025
GMR Power and Urban ..
1.4 1,571.0 2,181.0 2,832.7 106.12 7,585.8 31 Mar, 2025
Paramount Cosmetics ..
1.4 1.6 2.2 1.4 39.10 19.0 31 Mar, 2025
Canara Bank
1.4 82,680.7 32,658.4 60,668.6 109.23 99,078.7 31 Mar, 2025
South Indian Bank Ltd.
1.4 5,927.7 2,270.3 -2,352.9 29.81 7,799.2 31 Mar, 2025
TIL Ltd.
1.4 29.1 40.2 -130.7 362.90 2,417.0 31 Mar, 2025
Norben Tea & Exports..
1.4 1.1 1.6 1.0 34.40 45.9 31 Mar, 2025
Helpage Finlease Ltd.
1.4 5.9 8.1 15.0 22.68 22.6 31 Mar, 2025
Edelweiss Financial ..
1.4 2,537.0 3,485.8 2,051.8 107.18 10,137.7 31 Mar, 2025
Kriti Industries (In..
1.4 23.3 32.0 33.8 157.40 829.4 31 Mar, 2025
Tanvi Foods (India) ..
1.4 2.2 - 2.6 88.60 101.5 31 Mar, 2025
Adhbhut Infrastructu..
1.4 0.3 0.4 -0.4 18.02 19.8 31 Mar, 2025
Capital Small Financ..
1.4 498.3 185.4 279.5 302.35 1,368.0 31 Mar, 2025
Uma Exports Ltd.
1.4 12.0 16.4 -38.0 60.80 205.6 31 Mar, 2025
Federal Bank Ltd.
1.4 17,631.3 6,507.0 8,800.9 204.77 50,306.5 31 Mar, 2025
IndusInd Bank Ltd.
1.4 29,636.4 10,661.4 18,277.8 809.15 63,037.3 31 Mar, 2025
LIC Housing Finance ..
1.4 19,528.4 26,502.1 -16,609.2 600.75 33,045.0 31 Mar, 2025
Bank of India
1.4 46,594.2 17,211.9 18,534.4 119.65 54,472.7 31 Mar, 2025
IIFL Finance Ltd.
1.4 4,169.5 5,651.6 -4,780.8 487.65 20,721.7 31 Mar, 2025
Reliance Power Ltd.
1.4 2,055.9 2,782.4 1,937.9 63.63 26,315.9 31 Mar, 2025
Raasi Refractories L..
1.3 2.3 3.1 1.2 27.90 13.1 31 Mar, 2025
Madhucon Projects Ltd.
1.3 38.8 52.4 84.7 8.10 59.8 31 Mar, 2025
Santosh Fine - Fab L..
1.3 0.6 0.8 -1.4 34.72 12.2 31 Mar, 2025
Sundaram Multi Pap L..
1.3 2.7 3.6 6.9 2.09 99.0 31 Mar, 2025
Ador Multiproducts L..
1.3 0.1 0.1 0.2 102.25 47.8 31 Mar, 2025
Kalyan Capitals Ltd.
1.3 16.8 22.6 5.3 8.81 46.3 31 Mar, 2025
ESAF Small Finance B..
1.3 1,810.7 615.1 3,176.3 30.95 1,595.2 31 Mar, 2025
Kinetic Trust Ltd.
1.3 0.7 1.0 0.3 24.26 8.2 31 Mar, 2025
Punjab National Bank
1.3 80,703.8 27,202.5 22,075.3 105.88 121,687.3 31 Mar, 2025
GIC Housing Finance ..
1.3 703.0 937.7 -17.5 189.45 1,020.2 31 Mar, 2025
Mufin Green Finance ..
1.3 89.5 118.7 -152.6 72.12 1,187.7 31 Mar, 2025
Star Housing Finance..
1.3 46.5 61.5 -65.3 39.00 308.0 31 Mar, 2025
Karnataka Bank Ltd.
1.3 5,703.2 1,827.6 209.6 205.77 7,777.5 31 Mar, 2025
Archidply Industries..
1.3 17.7 23.4 -23.4 105.87 210.3 31 Mar, 2025
SI Capital & Financi..
1.3 0.7 1.0 -1.9 40.63 19.7 31 Mar, 2025
Aditya Spinners Ltd.
1.3 1.4 1.9 1.6 21.20 35.5 31 Mar, 2025
Indian Railway Finan..
1.3 20,495.1 27,002.4 8,229.6 137.83 180,123.2 31 Mar, 2025
Supra Pacific Financ..
1.3 18.2 23.9 -114.0 28.50 94.9 31 Mar, 2025
Indo Rama Synthetics..
1.3 157.2 206.8 391.1 46.56 1,215.7 31 Mar, 2025
KIC Metaliks Ltd.
1.3 10.4 13.6 20.8 38.45 136.5 31 Mar, 2025
Sharika Enterprises ..
1.3 1.8 2.3 -1.5 17.80 77.1 31 Mar, 2025
Neeraj Paper Marketi..
1.3 2.5 3.3 13.2 19.03 20.9 31 Mar, 2025
Arman Financial Serv..
1.3 239.4 310.2 492.8 1717.70 1,802.2 31 Mar, 2025
Lyons Corporate Mark..
1.3 0.8 1.0 -1.2 19.42 9.1 31 Mar, 2025
MIRC Electronics Ltd.
1.3 14.6 18.9 31.0 15.29 353.1 31 Mar, 2025
Muthoot Capital Serv..
1.3 223.6 288.7 -1,096.5 290.40 477.6 31 Mar, 2025
Kridhan Infra Ltd.
1.3 1.7 2.2 -11.0 4.57 43.3 31 Mar, 2025
BirlaNu Ltd.
1.3 68.2 88.1 81.0 2307.20 1,739.8 31 Mar, 2025
Hira Automobiles Ltd.
1.3 7.8 10.0 8.5 241.60 66.5 31 Mar, 2025
Soni Medicare Ltd.
1.3 1.0 1.3 1.5 55.12 23.5 31 Mar, 2025
Kanungo Financiers L..
1.3 1.1 1.5 -0.3 9.18 4.3 31 Mar, 2025
Welspun Specialty So..
1.3 44.0 56.2 57.8 36.00 2,385.4 31 Mar, 2025
Harish Textile Engin..
1.3 5.5 7.0 10.9 64.70 21.6 31 Dec, 2024
JITF Infralogistics ..
1.3 352.2 449.0 185.0 389.90 1,002.2 31 Mar, 2025
VIP Industries Ltd.
1.3 73.2 93.2 292.2 419.50 5,957.7 31 Mar, 2025
Micropro Software So..
1.3 0.3 - -0.6 22.85 32.7 31 Mar, 2025
Axel Polymers Ltd.
1.3 3.2 4.1 -3.7 38.50 32.8 31 Mar, 2025
Punjab & Sind Bank
1.3 7,697.6 2,074.9 -2,293.5 31.28 22,195.0 31 Mar, 2025
The Fertilisers and ..
1.3 245.5 311.3 140.0 1031.05 66,716.4 31 Mar, 2025
Marg Techno Projects..
1.3 2.2 2.7 -4.1 35.00 35 31 Mar, 2025
RDB Real Estate Cons..
1.3 9.2 11.5 16.4 162.10 280.2 31 Mar, 2025
Shri Niwas Leasing a..
1.3 0.2 0.3 0.0 10.55 25.3 31 Mar, 2025
Dhani Services Ltd.
1.3 64.2 80.3 98.4 70.44 4,312.0 31 Mar, 2025
Satin Creditcare Net..
1.3 1,048.6 1,311.6 -563.4 154.44 1,706.1 31 Mar, 2025
Precision Metaliks L..
1.3 3.8 - -10.9 22.35 51.3 31 Mar, 2025
Sakthi Finance Ltd.
1.2 119.8 149.1 22.1 49.99 323.5 31 Mar, 2025
Aro Granite Industri..
1.2 12.9 16.0 33.0 40.66 62.2 31 Mar, 2025
PNB Gilts Ltd.
1.2 1,312.4 1,624.6 -196.9 96.74 1,741.4 31 Mar, 2025
DCB Bank Ltd.
1.2 4,364.0 1,037 -441.0 142.05 4,466.4 31 Mar, 2025
Market Creators Ltd.
1.2 1.2 1.5 0.1 13.35 14.0 31 Mar, 2025
Maral Overseas Ltd.
1.2 36.7 45.2 75.9 74.39 308.8 31 Mar, 2025
Steelman Telecom Ltd.
1.2 5.4 - -7.4 148.25 143.4 31 Mar, 2025
Gujarat Natural Reso..
1.2 3.5 4.3 -30.4 63.07 809.8 31 Mar, 2025
Raja Bahadur Interna..
1.2 16.7 20.3 12.8 5200.00 130 31 Mar, 2025
Ansal Housing Ltd.
1.2 31.1 37.8 132.7 12.82 89.3 31 Mar, 2025
Capital India Financ..
1.2 106.7 129.8 12.5 42.00 1,636.3 31 Mar, 2025
Aruna Hotels Ltd.
1.2 14.2 17.2 16.8 9.90 33.6 31 Mar, 2025
Uniinfo Telecom Serv..
1.2 0.5 0.6 -2.6 18.00 19.2 31 Mar, 2025
YES Bank Ltd.
1.2 21,998.4 4,309.5 6,386.4 19.94 62,537.2 31 Mar, 2025
Mega Corporation Ltd.
1.2 4.2 5.0 -21.5 2.64 52.8 31 Mar, 2025
Scintilla Commercial..
1.2 0.0 0.1 -0.1 6.42 6.4 31 Mar, 2025
Purshottam Investofi..
1.2 2.8 3.3 6.9 41.42 30.7 31 Mar, 2025
Kuber Udyog Ltd.
1.2 0.2 0.3 -0.2 18.19 6.2 31 Mar, 2025
Moneyboxx Finance Ltd.
1.2 63.3 74.0 -224.9 185.00 603.8 31 Mar, 2025
A F Enterprises Ltd.
1.2 0.2 0.2 0.0 3.13 6.1 31 Dec, 2024
Northlink Fiscal & C..
1.2 0.1 0.1 -0.9 29.33 9.5 31 Dec, 2024
La Tim Metal & Indus..
1.2 5.2 6.0 -3.9 8.50 111.6 31 Mar, 2025
Embassy Developments..
1.2 460.8 530.9 1,460.9 117.13 15,998.2 31 Mar, 2025
Esaar (India) Ltd.
1.1 6.9 7.9 71.7 11.35 23.2 31 Dec, 2024
South India Paper Mi..
1.1 19.6 22.5 40.3 89.20 167.3 31 Mar, 2025
Paos Industries Ltd.
1.1 1.6 1.8 -30.1 38.12 23.3 31 Mar, 2025
Sundaram-Clayton Ltd.
1.1 103.6 118.6 -9.7 2154.20 4,749.2 31 Mar, 2025
Kaya Ltd.
1.1 30.7 34.9 1.3 344.15 450.8 31 Mar, 2025
Radaan Mediaworks (I..
1.1 2.4 2.8 8.4 4.48 24.3 31 Mar, 2025
Piramal Enterprises ..
1.1 5,281.9 6,003.9 -8,090.9 1127.20 25,551.1 31 Mar, 2025
Orient Press Ltd.
1.1 7.0 8.0 7.8 95.40 95.4 31 Mar, 2025
GMR Airports Ltd.
1.1 3,704.7 4,187.6 3,442.6 82.76 87,386.1 31 Mar, 2025
SSPN Finance Ltd.
1.1 0.1 - -0.1 7.22 2.7 31 Mar, 2025
Chemplast Sanmar Ltd.
1.1 235.9 265.7 171.7 423.90 6,702.3 31 Mar, 2025
Picturehouse Media L..
1.1 15.9 17.9 47.2 7.80 40.8 31 Mar, 2025
Sungold Capital Ltd.
1.1 0.5 0.5 6.6 3.44 6.3 31 Mar, 2025
Sadbhav Engineering ..
1.1 457.4 513.1 299.7 12.45 213.6 31 Mar, 2025
Tijaria Polypipes Ltd.
1.1 0.0 0.0 -5.2 6.68 19.1 31 Mar, 2025
Minolta Finance Ltd.
1.1 0.1 0.1 -0.3 1.36 13.6 31 Mar, 2025
Dhanlaxmi Bank Ltd.
1.1 836.6 95.1 -4.8 29.22 1,153.3 31 Mar, 2025
Leading Leasing Fina..
1.1 23.2 25.8 -404.5 6.12 269.0 31 Mar, 2025
Indostar Capital Fin..
1.1 740.8 824.0 -1,061.1 320.40 4,378.6 31 Mar, 2025
Ugar Sugar Works Ltd.
1.1 48.4 53.8 21.3 46.95 528.7 31 Mar, 2025
Mukta Arts Ltd.
1.1 13.5 15.0 23.6 80.91 182.7 31 Mar, 2025
Capital Trust Ltd.
1.1 19.2 21.3 -19.4 90.78 154.4 31 Mar, 2025
Bharat Parenterals L..
1.1 13.0 14.3 -27.3 1169.40 806.0 31 Mar, 2025
LKP Finance Ltd.
1.1 3.1 3.4 -106.7 487.00 612.1 31 Mar, 2025
Nivaka Fashions Ltd.
1.1 0.2 0.2 -1.0 3.57 36.7 31 Mar, 2025
Sayaji Industries Ltd.
1.1 19.2 21.1 -33.5 279.00 176.3 31 Mar, 2025
Cyber Media (India) ..
1.1 0.8 0.8 -0.2 19.60 30.7 31 Mar, 2025
Sarthak Global Ltd.
1.1 1.1 1.2 2.4 21.19 6.4 31 Mar, 2025
Ashima Ltd.
1.1 6.8 7.3 -19.4 28.63 548.7 31 Mar, 2025
India Home Loan Ltd.
1.1 7.7 8.3 12.3 34.00 48.6 31 Mar, 2025
Sreechem Resins Ltd.
1.1 0.3 0.3 3.3 36.50 15.3 31 Mar, 2025
Sunil Agro Foods Ltd.
1.1 3.2 3.5 9.6 87.01 26.1 31 Mar, 2025
Ganon Products Ltd.
1.1 0.9 1.0 -2.7 13.80 12.9 31 Mar, 2025
Virgo Global Ltd.
1.1 0.1 0.1 2.5 5.39 5.7 31 Mar, 2025
Asian Warehousing Ltd.
1.0 0.7 0.8 1.0 46.99 16.4 31 Mar, 2025
Visa Steel Ltd.
1.0 30.8 32.2 25.5 28.68 332.1 31 Mar, 2025
Coromandel Engineeri..
1.0 3.0 3.1 -1.6 56.88 189.0 31 Mar, 2025
SBEC Sugar Ltd.
1.0 38.7 40.4 70.1 57.02 271.7 31 Mar, 2025
Jainco Projects (Ind..
1.0 0.5 0.5 -12.6 6.15 6.2 31 Mar, 2025
Aditya Ispat Ltd.
1.0 2.4 2.4 6.1 9.20 4.9 31 Mar, 2025
Gayatri Highways Ltd.
1.0 15.1 15.5 175.0 1.42 34.0 31 Mar, 2025
Sea TV Network Ltd.
1.0 0.1 0.1 -0.4 5.88 7.1 31 Mar, 2025
Sutlej Textiles & In..
1.0 63.4 64.6 66.0 41.67 682.7 31 Mar, 2025
Pro Fin Capital Serv..
1.0 11.4 15.8 -9.8 6.54 193.8 31 Mar, 2025
Rajapalayam Mills Ltd.
1.0 90.9 90.2 115.7 924.00 851.9 31 Mar, 2025
Jamshri Realty Ltd.
1.0 2.7 2.7 1.3 133.88 93.5 31 Mar, 2025
The Orissa Minerals ..
1.0 30.6 30.2 -25.9 4937.50 2,962.5 31 Dec, 2024
Shree Manufacturing ..
1.0 0.1 0.1 -0.2 12.39 10.3 31 Mar, 2025
ISF Ltd.
1.0 0.3 0.3 1.4 1.08 10.3 31 Mar, 2025
Visagar Financial Se..
1.0 1.8 1.8 0.3 0.54 31.5 31 Mar, 2025
PVP Ventures Ltd.
1.0 4.0 3.8 20.2 24.15 628.9 31 Mar, 2025
Goenka Business & Fi..
1.0 16.9 16.4 -1.3 11.19 14.5 31 Mar, 2025
Kirloskar Electric C..
1.0 24.3 23.3 35.8 137.52 913.3 31 Mar, 2025
Poonawalla Fincorp L..
1.0 1,515.1 1,444.8 -10,569.4 420.90 32,759.7 31 Mar, 2025
Discussion
SWOTUSER
SWOTUSER created a screener Red Flag: High Interest …
27 May 2019
Red Flag: High Interest Payments Compared to Earnings
This identifies stocks which have low interest coverage, with interest payments that are high compared to their earnings. This indicates that these companies may have trouble meeting their interest payments.