1. MARKETS
  2. SECTOR : SOFTWARE & SERVICES
  3. INDUSTRY : INTERNET SOFTWARE & SERVICES
  4. PB FINTECH LTD.
PB Fintech Ltd. NSE: POLICYBZR | BSE: 543390
1793.80 -38.30 (-2.09%)
1.3M
NSE+BSE Volume

NSE 11 Jul, 2025 3:31 PM (IST)

Sector Outperformer
PB Fintech's FY25 net profit surges 427%, outperforms the software & services sector by 419% points See details

Analyze undervaluation/ overvaluation of PB Fintech Ltd. with current and 1 Year Forward PE

INSIGHT
PB Fintech Ltd. is undervalued at both current PE and future earnings estimates
Right Now : Current PE vs 5 year Average PE
Undervalued
Fair price

Based on 5Yr Average PE

385074.6
Upside

Current PE versus 5Yr Average PE

21366.97 %
1 Year Forward : 5 Yr Average PE & Projected 1Yr Forward EPS*
Undervalued
Fair price

Based on 1Yr Forward EPS

820092.1
Upside

5 Yr Average PE & 1Yr Forward EPS

45618.14 %
Info: The PB Fintech Ltd.'s current PE is 233.37 ,while its 5 year PE average is 50097.3. Its forward PE based on analyst estimates is 109.6
Note: The forward P/E ratio (or forward price-to-earnings ratio) is calculated by dividing the current share price of a company by the estimated(1Yr) future (“forward”) earnings per share (EPS) of that company.
Choose Stock, Parameter and Date Range
Furthest date for non subscribers is 12-07-2023
generated report

Analyze undervaluation/ overvaluation of PB Fintech Ltd. with historical PE and PBV ratios

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from 12 Jul, 2023 to 11 Jul, 2025

Standalone P/E

Strong Sell Zone

94.4% into P/E buy sell zone

% time spent below current P/E
0 20 40 60 80 100
Strong upside potential
Gains already realized

Out of 479 days, PB Fintech Ltd. traded 452 (94.4%) days below the current P/E of on Standalone basis.

Consolidated P/E

Strong Buy Zone

4.7% into P/E buy sell zone

% time spent below current P/E
0 20 40 60 80 100
Strong upside potential
Gains already realized

Out of 295 days, PB Fintech Ltd. traded 14 (4.7%) days below the current P/E of on Consolidated basis.

Note: This is a reverse percentile score. Values close to 100% are bad while values close to 0% are good. Days when PE is negative are not considered in the analysis
P/E range Days traded in range % Days traded in range Days traded within & below range % Days traded within & below range
214-233
14 4.7% 14 4.7%
233-244
Current P/E is 233.4
17 5.8% 31 10.5%
244-285
28 9.5% 59 20.0%
285-322
44 14.9% 103 34.9%
322-444
44 14.9% 147 49.8%
444-552
45 15.3% 192 65.1%
552-810
44 14.9% 236 80.0%
810-913
29 9.8% 265 89.8%
913-1023
30 10.2% 295 100.0%
Total 295 295
P/E range Days traded in range % Days traded in range Days traded within & below range % Days traded within & below range
510-618
25 5.2% 25 5.2%
618-656
22 4.6% 47 9.8%
656-723
48 10.0% 95 19.8%
723-1774
72 15.0% 167 34.9%
1774-3176
74 15.4% 241 50.3%
3176-4403
70 14.6% 311 64.9%
4403-5376
73 15.2% 384 80.2%
5376-5754
47 9.8% 431 90.0%
5754-6649
Current P/E is 6115.9
48 10.0% 479 100.0%
Total 479 479

FAQ

  • What is the PE ratio?

    In its simplest definition, the price-to-earnings ratio (P/E ratio) represents the price an investor pays per rupee of a company's earnings.
    For example, if a company has a P/E ratio of 25, investors are willing to pay INR 25 for each rupee of the company's current earnings. This indicates that investors value the stock at 25 times its current earnings, with an expectation of future earnings growth.
    The P/E ratio fluctuates based on investor sentiment towards a company. Positive sentiment drives the stock price higher, resulting in a higher P/E ratio (investors pay more for each rupee of earnings). Conversely, negative sentiment lowers the P/E ratio (investors pay less for each rupee of earnings).
  • What is the PE buy/sell zone?

    The PE buy/sell zone is calculated based on how many days a stock has traded at its current PE level.
    To do this, we compare the current PE to the stock’s historical PE performance, to find out how often (for how many days in the past) the stock has traded at its current PE value.
    If the stock has usually traded above its current PE level (it’s at a higher PE for the majority of trading days), then the stock is cheaper than usual and in the PE buy zone.
    If the stock has usually traded below its current PE level (it’s at a lower PE for the majority of trading days), then the stock is more expensive than usual and in the PE sell zone.
  • How is the PE buy sell zone useful?

    The PE buy sell zone tells you if a stock’s current PE level is unusually high or low, and if a stock doesn’t typically trade at that level. It helps investors identify stocks that are undervalued or overvalued in terms of their typical PE trading behavior.
    Investors should keep in mind that the buy zone/sell zone is not a foolproof buy or sell signal. For example, the PE of a stock may have fallen substantially due to adverse events or negative news. Or the PE may have risen sharply after the company has won new orders, made an acquisition, announced a buyback, or some other positive event. PE Buy/Sell Zone signals should be looked at in conjunction with other information.
  • Why are the number of days different for Standalone and Consolidated data?

    This can be because of any of the 2 following reasons:
    1. Days when PE is negative are not considered in the analysis. So if only 1 of the Standalone or Consolidated PE is negative and the other is not, then the days will be different
    2. Companies have reported Consolidated data for limited period.