Ujjivan Small Finance Bank Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for UJJIVANSFB, BSE:542904 Ujjivan Small Finance Bank Ltd.

Ujjivan Small Finance Bank Ltd.

25 Jan 2020

48.23

4.06%

Ujjivan Small Finance Bank Ltd - Result Update Q3FY20

Buy: Ujjivan Small Finance Bank...

Edelweiss

Ujjivan Small Finance Bank (USFB) reported stellar set of numbers this quarter driven largely by healthy growth in loans & advances while asset quality remained stable.

Ujjivan Small Financ.. has an average target of 52.60 from 5 brokers.

Ujjivan Small Finance Bank Ltd.

03 Jan 2020

48.23

4.06%

UJJIVAN SMALL FINANCE BANK LIMITED

IPO Note: Ujjivan Small Finance Bank...

Geojit BNP Paribas

A Leading player among Small Finance Banks Ujjivan Small Finance Bank Limited (USFB), incorporated in 2017, is a mass market focused Small Finance Bank (SFB). USFB Bank is promoted by Ujjivan Financial Services Limited (UFSL) which commenced operations as an NBFC in 2005. Ujjivan Small Finance Bank serves over 49 lakh customers through 552 branches spread across 232 districts in 24 states & union territories of India. Its...

Ujjivan Small Financ.. has an average target of 52.60 from 5 brokers.

Ujjivan Small Finance Bank Ltd.

04 Dec 2019

48.23

4.06%

Ujjivan Small Finance Bank : Initiating Coverage

IPO Note: Ujjivan Small Finance Bank...

IDBI Capital

Ujjivan Small Finance Bank (USFB) has started the operations in Feb 2017 and had Building blocks in place for next phase of upsurge the most diversified portfolio, spread across 24 states and union territories as of March 31, 2019 among the 10 SFB players in India. With a total loan book of Rs.128.6bn as of Sept '19, it's the third largest SFB among the 10 SFB players that got the license. Asset products as of Sep'19 comprises: (i) loans to micro banking customers that include group loans and individual loans, (ii) agriculture and allied loans, (iii) MSE loans, (iv) affordable housing loans, (v) financial institutions group loans, (vi) personal loans,...

Ujjivan Small Finance Bank Ltd. is trading above all available SMAs

Ujjivan Small Finance Bank Ltd.

02 Dec 2019

48.23

4.06%

Ujjivan Small Finance IPO - Subscribe

IPO Subscribe: Ujjivan Small Finance Bank...

WealthyVia

TTM Price to Book of 2.8 (IPO Price), it is valued below its peers. With the regulatory hiccups out of the way, the management can focus on growth of the core business. We expect the company to grow NII & Profitability at a CAGR of 25% over the next 3 years, with well managed NPAs. We expect ROA & ROE to reach 2% & 15% respectively over the next 3 years.

Given all the growth prospects, we are bullish on Ujjivan SFB & We recommend a subscribe for the IPO.

Mutual Funds have increased holdings from 4.73% to 10.95% in Jun 2025 qtr.

Ujjivan Small Finance Bank Ltd.

02 Dec 2019, 12:21PM

48.23

4.06%

Rudra recommends 'Subscribe' to Ujjivan small finance bank LTD

IPO Subscribe: Ujjivan Small Finance Bank...

Rudra Shares and Stock Brokers Ltd

Having a strong management team, It has the most diversified portfolio spread across 24 states & union territories. Thus, this diversified operations allow to de-risk business by mitigating political and state-specific risks. Further, as a result of geographic spread, it helps to reduce concentration risk and diversify loan portfolio.

Being the leading SFB’s amongst peers in India, Ujjivan has maintained strong Asset quality with lowest GNPA (Gross Non- performing Assets) levels at 0.85% and higher provisioning at 72% during sep.2019. Apart from having a strong presence in the country’s microfinance sector; the bank has started focusing on the retail loan segment.

As per our estimates, on the upper price band of ` 37, post issue estimated P/BV for FY20 translates to 2.18x. which is quite lower compared with the 4x-5x P/BV ratio that the industry commands. Considering asset quality, growth in advances & deposits, expansions plans, corporate governance, we recommend to subscribe for long term as well as listing gains.

Number of FII/FPI investors increased from 164 to 178 in Jun 2025 qtr.

Ujjivan Small Finance Bank Ltd.

02 Dec 2019, 12:00AM

48.23

4.06%

IPO Note - Ujjivan Small Finance Bank Ltd - 02 Dec

IPO Note: Ujjivan Small Finance Bank...

Aditya Birla Money Limited

Ujjivan Small Finance Bank Ltd (USFB), promoted by Ujjivan Financial Services Ltd (UFSL), is a mass market focused small finance bank (SFB), catering to the unserved & underserved segment. USFB is doing an IPO to meet the RBI regulation which requires the SFB to list within a period of 3 years. Currently, the holding promoter company UFSL is listed which will have 83.3% stake in USFB post IPO. As per RBI guidelines, the promoter is required to reduce its shareholding in SFB to 40% within a period of 5 years from the date of commencement (1st Feb, 2017 for USFB) of business operations. This could act as an overhang on the stock. However, once the IPO process is completed, USFB will consult the RBI on the reverse merger...

Ujjivan Small Finance Bank Ltd. has gained 38.16% in the last 6 Months

Ujjivan Small Finance Bank Ltd.

02 Dec 2019, 12:00AM

48.23

4.06%

IPO Note -Ujjivan Small Finance Bank Limited

IPO Note: Ujjivan Small Finance Bank...

Systematix Group

As of Sept 30, 2019, they had a network of 441 ATMs (including nine ACRs), two 24/7 phone banking units based in Bengaluru and Pune that service customers in 11 languages, and a mobile banking application that is accessible in five languages as well as internet banking facility for individual and corporate customers. Their Gross Advances (including securitization/ IBPC) have grown from 6383.9 Cr as of FY17 to 12863.6 Cr as of H1FY20. Their deposits have increased from 2, 06.4 Cr as of FY17 to 10129.8 Cr as of H1FY20. PAT was at 6.8 in FY18 to 187.1 Cr in H1FY20.Their long term bank facilities have been rated CARE A+;...

Mutual Funds have increased holdings from 4.73% to 10.95% in Jun 2025 qtr.

Ujjivan Small Finance Bank Ltd.

02 Dec 2019, 12:00AM

48.23

4.06%

IPO Report - Ujjivan Small Finance Bank Limited

IPO Note: Ujjivan Small Finance Bank...

SMC online

Pan-India presence: As of September 30, 2019 the company was present in 24 states and union territories encompassing 232 districts in India. As of September 30, 2019, it operated from 552 Banking Outlets that included 141 Banking Outlets in URCs (of which seven were business correspondent centres) and additionally operated four Asset Centres. Its...

Ujjivan Small Finance Bank Ltd. has gained 38.16% in the last 6 Months

Ujjivan Small Finance Bank Ltd.

01 Dec 2019, 12:00AM

48.23

4.06%

Ujjivan Small Finance Bank - IPO Note

IPO Note: Ujjivan Small Finance Bank...

LKP Securities

Ujjivan Small Finance Bank | Industry: BFSI Ujjivan is a play on the MFI growth story. So far, it has effectively managed to grow assets with decent asset quality profile. However, going forward trajectory of business model will change with buildup of non-MFI loans and ramp of retail liabilities which shall be an uphill task for the new management in the wake of tough competition in the market space. Also, the bank will have to...