NSE: LICHSGFIN | BSE: 500253

Strong Performer, Under Radar

Download real time

587.30 0.00 (0.00%)

599 NSE Volume

NSE 23 Sep, 2025 9:07 AM (IST)

32,305.2

Market Cap

Market Runner Up

1.4

Beta 1Year

Very High Volatility

LIC Housing Finance Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for LICHSGFIN, BSE:500253 LIC Housing Finance Ltd.

LIC Housing Finance Ltd.

03 Feb 2021

LIC HOUSING FINANCE LTD

Buy: LIC Housing Finance Ltd.

Target

Geojit BNP Paribas

LIC Housing Finance (LICHF) is one of the largest housing finance companies in India. It provides long-term finance to individuals, professionals and builders of residential flats and houses. The company has a wide...

LIC Housing Finance Ltd. is trading above its 200 day SMA of 582.3

LIC Housing Finance Ltd.

31 Jan 2021

Sharp revival in disbursements; Stage 2 loans inch up

Buy: LIC Housing Finance Ltd.

Target

Motilal Oswal

LICHF's PAT was up 22% YoY (in line) to INR7.3b. While PPOP of INR11.6b was largely in line with our estimate, low credit costs of INR1.9b (v/s our estimate of INR2.8b) led to the PAT beat. Similar to peers, LICHF delivered strong loan growth in home loans, while it saw LAP and Builder disbursements similar to prior quarters. Collection efficiency improved to 98% in Dec'20....

LIC Housing Finance .. has an average target of 636.20 from 5 brokers.

LIC Housing Finance Ltd.

05 Jan 2021

LIC HOUSING FINANCE - Proxy to play the real estate recovery

Buy: LIC Housing Finance Ltd.

Target

LKP Securities

Demand revival in real estate projects (post reduction in stamp duty by Maharashtra Government) and continuous initiatives to boost affordable housing are likely to be the key triggers for home buying. HFCs are likely to be the biggest beneficiaries and LIC Housing Finance will lead the non-banking home financers. Moreover, the company's 2QFY21 performance and management commentary acknowledge our conviction that the company is preparing for cautious and prudent growth keeping the asset quality intact. LICHF witnessed a demand revival with disbursement growing ~250% QoQ (2.2% YoY) with wholesale disbursement of 242% QoQ (80% YoY). Furthermore, the overall collection efficacy has improved to ~96% as on 2QFY21. The bank declared that ~3% of...

LIC Housing Finance Ltd. is trading below its 100 day SMA of 593.0

LIC Housing Finance Ltd.

12 Nov 2020

Q2FY21 Result Update - Growth upbeat; asset quality not yet reassuring - Upgrade to 'HOLD'

Hold: LIC Housing Finance Ltd.

Recommendation Target

Prabhudas Lilladhar

to 1.7% remains elevated despite 87% salaried class focus (c) developer loan NPA at 17% although 2/3 big ticket cases stand in final stages of resolution. While NIMs stood steady this quarter, the same do not stand sustainable for FY21 as balance transfer cases to rise in light of high competitive intensities. We believe FY23 should witness revival (loan growth 15%+, NIMs 2%+ and NPAs 2.5%; current estimate 3.5%). As macro tailwinds signal beginning of bottoming out of painful home finance cycle, we upgrade LICHF to HOLD and tweak valuation multiple to 0.9x PABV Sep'22 estimates arriving at price...

LIC Housing Finance Ltd. is trading above its 200 day SMA of 582.3

LIC Housing Finance Ltd.

09 Nov 2020

Pick of the Week - LIC Housing Finance Limited

Buy: LIC Housing Finance Ltd.

Target

Edelweiss

LIC Housing Finance Limited is one of the biggest mortgage finance company in India

LIC Housing Finance Ltd. is trading above its 200 day SMA of 582.3

LIC Housing Finance Ltd.

15 Oct 2020

LIC HOUSING FINANCE - Negatives Priced In

Buy: LIC Housing Finance Ltd.

LKP Securities

LIC Housing Finance Ltd. is trading above its 200 day SMA of 582.3

LIC Housing Finance Ltd.

28 Aug 2020

LIC HOUSING FINANCE LTD

Buy: LIC Housing Finance Ltd.

Target

Geojit BNP Paribas

LIC Housing Finance Ltd. is trading above its 200 day SMA of 582.3

LIC Housing Finance Ltd.

26 Aug 2020

LIC Housing Finance

Buy: LIC Housing Finance Ltd.

Recommendation Target

ICICI Securities Limited

Loan book for the quarter was at | 209817 crore, up 6% YoY, with major proportion of loan mix skewed towards individual loans at | 195176 crore (up 6% YoY) while developer loans grew 7.5% YoY to | 14641 crore. Asset quality deteriorated with GNPA ratio at 2.83% against 1.98% in Q1FY20 though it remained stable sequentially. NII growth remained sluggish at 3% YoY to | 1220.6 crore, on account of slower credit growth. NIMs dipped ~3 bps YoY to 2.32% on the back of lower yields. Provisioning was down 78% YoY to | 56.25 crore. Lower tax rate led to healthy PAT...

LIC Housing Finance Ltd. is trading below its 100 day SMA of 593.0

LIC Housing Finance Ltd.

25 Aug 2020

LIC Housing Fin

Buy: LIC Housing Finance Ltd.

Recommendation Target

Sharekhan

LIC Housing Finance Limited (LICHFL) reported steady results with operating performance coming largely in line with expectations (lower provisions resulted in better-than-expected profits) but asset-quality performance was not bright. Moratorium book holding fast at 25% of total book (was 25% at Q4FY2021) was a dampener since most peers have reported a reduction in the same. Of the 25% loan book under moratorium, individual home loans accounted for 16% and rest were developer segment, which is a concern. Nearly 77% of developer loan book was under moratorium. However, developer loans were at ~7% of the total book; hence,...

LIC Housing Finance .. has an average target of 636.20 from 5 brokers.

Is LIC Housing Finance Ltd. worth buying?

546 Votes:

Buy 79.67%

Sell 13.0%

Hold 7.33%

RESEARCH REPORTS

Accumulate SEE REPORTS >

pdf

Sell SEE REPORTS >

pdf