NSE: LICHSGFIN | BSE: 500253

Strong Performer, Under Radar

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555.20 7.85 (1.43%)

1.8M NSE+BSE Volume

NSE 29 Aug, 2025 3:31 PM (IST)

30,539.5

Market Cap

Market Runner Up

1.3

Beta 1Year

Very High Volatility

LIC Housing Finance Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for LICHSGFIN, BSE:500253 LIC Housing Finance Ltd.

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LIC Housing Finance Ltd.

05 Aug 2025

555.20

1.43%

Competitive intensity continues to hurt growth; credit cost inches up QoQ

Sell: LIC Housing Finance Ltd.

Recommendation Target

ICICI Securities Limited

LIC Housing Finance (LIC HF) continues to feel the heat from increasing competition, as reflected in AUM growth remaining subdued at 7% YoY / 1% QoQ and asset yield reducing 20bps YoY / QoQ to 9.6% in Q1FY26.

LIC Housing Finance .. has an average target of 640.75 from 4 brokers.

LIC Housing Finance Ltd.

04 Aug 2025

555.20

1.43%

LIC Housing Finance (LICHF IN) Q1FY26 Result Update ...

Buy: LIC Housing Finance Ltd.

Prabhudas Lilladhar

stage-3 saw a 15bps QoQ blip leading to higher provisions at 25bps (PLe 18bps). Disbursal growth was muted due to slower pass thru of rate cuts compared to banks and lower demand post repo cuts. While company maintained its double digit AuM growth guidance for FY26, we are cautious and factoring 7.2% AuM CAGR over FY25-27E since (1) competition from banks...

LIC Housing Finance Ltd. is trading below all available SMAs

LIC Housing Finance Ltd.

04 Aug 2025

555.20

1.43%

Margin pressure to weigh on loan growth in FY26

Neutral: LIC Housing Finance Ltd.

Target

Motilal Oswal

LIC Housing Finance’s (LICHF) 1QFY26 PAT grew ~5% YoY to ~INR13.6b (in line). NII in 1QFY26 rose ~4% YoY to ~INR20.7b (in line). Fee and other income grew 170% YoY to INR1.2b.

LIC Housing Finance Ltd. is trading below all available SMAs

LIC Housing Finance Ltd.

17 May 2025

555.20

1.43%

Tough balancing act in FY26; NIMs to moderate

Neutral: LIC Housing Finance Ltd.

Recommendation Target

Motilal Oswal

LICHF’s 4QFY25 PAT grew ~25% YoY to ~INR13.7b (~7% beat). FY25 PAT grew ~14% YoY to INR54.3b. 4Q NII declined ~3% YoY to ~INR21.7b (~6% beat).

LIC Housing Finance Ltd. is trading below all available SMAs

LIC Housing Finance Ltd.

16 May 2025

555.20

1.43%

LIC Housing Finance (LICHF IN) Q4FY25 Result Update ...

Buy: LIC Housing Finance Ltd.

Recommendation Target

Prabhudas Lilladhar

LICHF saw a good quarter as PAT was a 7.2% beat since (1) NII was 8.5% ahead due to 16bps QoQ increase in NIM driven by reduction in funding cost and (2) provisions were lower due to 28bps QoQ reduction in stage-3 to 2.5%. Reported NIM for FY25 was 2.7% (3.1% in FY24) and despite likely repo cut of 75-100bps company sees NIM for FY26 to range between 2.6-2.8% as PLR would be trimmed only after repo cut translates to lower funding cost. However, we are factoring a NIM of 2.55% in FY26 given increased competition from banks in a falling rate...

LIC Housing Finance .. has an average target of 640.75 from 4 brokers.

LIC Housing Finance Ltd.

15 Apr 2025

555.20

1.43%

TECHNICAL PICK-LIC HOUSING FINANCE

Buy: LIC Housing Finance Ltd.

Recommendation Target

IDBI Capital

LIC Housing Finance .. has an average target of 640.75 from 4 brokers.

LIC Housing Finance Ltd.

03 Feb 2025

555.20

1.43%

Disbursements weak but asset quality continues to improve

Buy: LIC Housing Finance Ltd.

Target

Motilal Oswal

LICHF’s 3QFY25 PAT grew ~23% YoY to ~INR14.3b (~12% beat). NII declined ~5% YoY to ~INR20b (in line).

LIC Housing Finance .. has an average target of 640.75 from 4 brokers.

LIC Housing Finance Ltd.

20 Aug 2024

555.20

1.43%