NSE: HDFCLIFE | BSE: 540777

Mid-range Performer

Download real time

787.75 -1.70 (-0.22%)

Near 52W High of ₹820.75

827.6K NSE+BSE Volume

NSE 08 Jul, 2025 10:19 AM (IST)

169,736

Market Cap

Below industry Median

0.8

Beta 1Year

Very Low volatility

Board Meeting

The next board meeting for HDFC Life Insurance Company Ltd. is on 15 Jul 2025 for the purpose of Quarterly Results See details

HDFC Life Insurance Company Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for HDFCLIFE, BSE:540777 HDFC Life Insurance Company Ltd.

HDFC Life Insurance Company Ltd.

28 Apr 2020

787.75

-0.22%

APE growth/margin moderates; Persistency ratio remains steady

Neutral: HDFC Life Insurance Compan...

Target

Motilal Oswal

28 April 2020 HDFC Lifes (HDFCLIFE) results reflected weak business trends due to the COVID-19 led lockdown and volatile markets. 4QFY20 APE growth declined 5% YoY led by ULIPs while protection business growth was strong at 28% QoQ. Persistency ratio improved across 13-month/61-month cohorts to ~90%/~55% (v/s ~87%/~52% in FY19). The share of the protection business in 4QFY20 improved further to 18.5% in total APE (17.2% in FY20). We have cut our EPS estimates by 14%/8% for FY21/FY22E, mainly to factor in the companys softer business growth. Maintain weak business trends due to the lockdown in Mar20 and higher provisions. Net premium income growth moderated ~2% YoY with first year premium declining 4% YoY; renewal/single premium growth was tepid at 4% YoY each. Persistency ratio improved across 13-month/61-month cohorts to during 4QFY20 declined 5% YoY to INR17.5b while group APE declined 3% YoY to INR3.6b. Thus, total new business APE declined 4% YoY to INR21.

Number of FII/FPI investors increased from 899 to 924 in Mar 2025 qtr.

HDFC Life Insurance Company Ltd.

31 Jan 2020

787.75

-0.22%

HDFC LIFE INSURANCE COMPANY LIMITED

Hold: HDFC Life Insurance Compan...

Recommendation Target

Geojit BNP Paribas

We revise our rating to HOLD as we see limited upside to the share price with a target price of Rs. 630. Gross premium income rose 14.9% YoY aided by higher first year premiums (+23.2% YoY). However, PAT remained flat YoY at Rs. 250cr. Value of New business (VNB) grew 45% YoY in 9MFY20 to Rs. 1,407cr...

Number of FII/FPI investors increased from 899 to 924 in Mar 2025 qtr.

HDFC Life Insurance Company Ltd.

27 Jan 2020

787.75

-0.22%

HDFC Life Insurance Ltd: Financials - Insurance

Hold: HDFC Life Insurance Compan...

Karvy

Push to Participatory New Business Premium and Annuity Protection Products are New Innovation Frontiers:Value of new business APE is increased by 31 percent in Q3FY20.

Number of FII/FPI investors increased from 899 to 924 in Mar 2025 qtr.

HDFC Life Insurance Company Ltd.

12 Dec 2019

787.75

-0.22%

Analyst Meet Update

Hold: HDFC Life Insurance Compan...

Recommendation Target

Prabhudas Lilladhar

We attended the HDFC Life's technology day showcasing key enablers of end to end journeys at both in the background and at the front end. Overall experience has been quite impressive with strong adoption of technology...

HDFC Life Insurance .. has an average target of 823.56 from 9 brokers.

HDFC Life Insurance Company Ltd.

11 Dec 2019

787.75

-0.22%

Business prospects healthy; technology remains a key enabler

Neutral: HDFC Life Insurance Compan...

Recommendation Target

Motilal Oswal

11 December 2019 HDFCLIFE has been making significant efforts to build its digital edge which is enabling it to raise the servicing benchmarks and delight customers/other stakeholders. This is also helping it attract more channel partners and deliver sustainable business growth, ahead of its peers. HDFCLIFE has maintained strong momentum in business growth while improving the business mix (toward non-par products), driving a sharp improvement in the VNB margin. The company continues seeing significant potential in the annuity/protection business which will help sustain growth momentum and drive profitability. HDFC Life Insurance HDFCLIFEs key focus remains on innovation to build a value proposition and enhance customer satisfaction throughout the customer journey. Over time, the ideology of life insurance companies has changed from being a product factory to becoming customer centric, and thus innovation is the key to create a moat in the business.

HDFC Life Insurance .. has an average target of 823.56 from 9 brokers.

HDFC Life Insurance Company Ltd.

01 Dec 2019

787.75

-0.22%

Ashika - Stock Picks - HDFC Life Insurance Company Ltd. - December 2019

Buy: HDFC Life Insurance Compan...

Ashika Research

Number of FII/FPI investors increased from 899 to 924 in Mar 2025 qtr.

HDFC Life Insurance Company Ltd.

19 Nov 2019

787.75

-0.22%

HDFC LIFE INSURANCE COMPANY LIMITED

Buy: HDFC Life Insurance Compan...

Recommendation Target

Geojit BNP Paribas

Value of New business (VNB), a key metric for measuring profitability of new business written in a period, grew 57.0% YoY in H1FY20 to Rs. 957cr while VNB margin grew 320bps YoY to 27.5% in the same period. PAT rose 7.6% YoY to Rs. 309cr in Q2FY20, while embedded value (sum...

HDFC Life Insurance Company Ltd. has gained 29.70% in the last 1 Year

HDFC Life Insurance Company Ltd.

13 Aug 2019

787.75

-0.22%

HDFC LIFE INSURANCE COMPANY LIMITED

Hold: HDFC Life Insurance Compan...

Geojit BNP Paribas

In Q1FY20, gross premium income rose 29.2% YoY driven by 46.6% YoY growth in new business premium. Value of New business (VNB), which is the profitability of new business underwritten in the period, more than doubled YoY to Rs. 509cr with VNB margin (VNB as a % of amount of new business) growing to 29.8%. PAT rose 11.7% YoY to Rs. 425cr, while embedded value (sum of current net worth and PV of future profits) grew 22.6% YoY to Rs. 19,230cr. Although the company reported strong growth in both premium and...

Number of FII/FPI investors increased from 899 to 924 in Mar 2025 qtr.

HDFC Life Insurance Company Ltd.

23 Jul 2019

787.75

-0.22%

Business momentum remains strong; VNB growth accelerates

Buy: HDFC Life Insurance Compan...

Target

Motilal Oswal

HDFCLIFE reported strong ~29% YoY growth in net premium income, led by a 47% YoY increase in new business premium. Shareholder earnings increased 12% YoY to INR4.3b, which is 4% below our estimate due to higher new business strain, though back-book surplus increased 27% YoY. increased 64% YoY, led by term/annuity APE growth of 63%/69% YoY. The share of the non-par savings business in individual APE increased sharply to 63% from 11% last year due to the success of the Sanchay Plus product. Renewal premium growth moderated to 10% YoY (v/s 17% YoY in FY19), though the persistency ratio improved across both the 13M/61M cohorts. HDFCLIFE made additional disclosure highlighting that, in the non- par business, while the VNB margin is not sensitive to the interest rate, the impact on EV in case of a 100bp decline in interest rate will be only 0.5%.

HDFC Life Insurance .. has an average target of 823.56 from 9 brokers.

HDFC Life Insurance Company Ltd.

22 Jan 2019

787.75

-0.22%

Q3FY19 Result Update - Moderate quarter but should pick up

Buy: HDFC Life Insurance Compan...

Recommendation Target

Prabhudas Lilladhar

HDFC Life's overall APE grew by 15.5% YoY on slower individual APE growth of 11.0% but individual product mix break-up mix showcases continued growth in protection and non-par savings mainly the annuity product which are both margin accretive and hence VNB continued to showcase strong growth of +20%. Overall VNB margins were marginally weak (150bps on Q3FY19 implied) as bank invests in new business partnerships and hence pick-up in margins are lagged and should start adding ahead, while partnerships have been towards co-operative banks incrementally, previous...

HDFC Life Insurance Company Ltd. has gained 27.09% in the last 6 Months

Is HDFC Life Insurance Company Ltd. worth buying?

964 Votes:

Buy 78.42%

Sell 13.59%

Hold 7.99%

RESEARCH REPORTS

Buy SEE REPORTS >

pdf

Buy SEE REPORTS >

pdf