NSE: AAVAS | BSE: 541988

Mid-range Performer

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1936.60 14.30 (0.74%)

189.3K NSE+BSE Volume

NSE 09 Jun, 2025 3:31 PM (IST)

15,329.5

Market Cap

Above industry Median

0.6

Beta 1Year

Very Low volatility

Aavas Financiers Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for AAVAS, BSE:541988 Aavas Financiers Ltd.

Aavas Financiers Ltd.

26 Jul 2024

1936.60

0.74%

Spread moderated to 5% but within guided range; lower sanction to disbursement ratio impacts growth; company, however, maintains FY25 AUM growth guidance at 20-25%

Buy: Aavas Financiers Ltd.

Target

ICICI Securities Limited

Aavas Financier’s (Aavas) Q1FY25 performance was partially impacted by seasonality and revised regulatory norms (dated Apr 29, ’24), as reflected in sharp a 36% QoQ fall in disbursements to INR 12.1bn.

Aavas Financiers Ltd. is trading above all available SMAs

Aavas Financiers Ltd.

26 Apr 2024

1936.60

0.74%

High other income and low credit costs drive PAT beat

Neutral: Aavas Financiers Ltd.

Target

Motilal Oswal

AAVAS Financiers (AAVAS)’s 4QFY24 PAT grew 13% YoY to ~INR1.43b (10%
beat) and NII rose 7% YoY to ~INR2.4b (in line). FY24 PAT was up ~14% YoY
at ~INR4.9b.

Institutional Investors have decreased holdings from 59.66% to 40.42% in Mar 2025 qtr

Aavas Financiers Ltd.

26 Apr 2024

1936.60

0.74%

AAVAS FINANCIERS LTD

Hold: Aavas Financiers Ltd.

Target

Prabhudas Lilladhar

Mutual Funds have decreased holdings from 22.29% to 7.93% in Mar 2025 qtr

Aavas Financiers Ltd.

26 Apr 2024

1936.60

0.74%

AAVAS Financiers: Q4FY24 Result Review

Buy: Aavas Financiers Ltd.

Target

IDBI Capital

Number of FII/FPI investors decreased from 227 to 200 in Mar 2025 qtr

Aavas Financiers Ltd.

26 Apr 2024

1936.60

0.74%

Disbursement up 39% QoQ; revamped business architecture to ensure sustained growth momentum

Buy: Aavas Financiers Ltd.

Target

ICICI Securities Limited

Strong 22% YoY AUM growth in FY24 with an all-time low 1+ DPD portfolio at 3.1%, as on March’24, despite higher attrition owing to top-management change in May’23 and adverse impact on business volume due to tech upgradation, summarises superior execution of business strategies by new management

Aavas Financiers Ltd. is trading above all available SMAs

Aavas Financiers Ltd.

01 Apr 2024

1936.60

0.74%

AAVAS Financiers: Initiating Coverage

Buy: Aavas Financiers Ltd.

IDBI Capital

Aavas Financiers Ltd. is trading above all available SMAs

Aavas Financiers Ltd.

29 Oct 2023

1936.60

0.74%

Disbursements yet to gain momentum even as NIM contracts

Neutral: Aavas Financiers Ltd.

Target

Motilal Oswal

Aavas Financiers Ltd. is trading above all available SMAs

Aavas Financiers Ltd.

28 Oct 2023

1936.60

0.74%

Credit growth gaining traction; IT transformation happening as planned

buy: Aavas Financiers Ltd.

ICICI Securities Limited

The top management of Aavas Financiers (Aavas) changed in May’23, yet, its H1FY24 and Q2FY24 financial performances have been encouraging and reinforce our view that the new management team would be able to maintain its industry-leading position in AHFC space and deliver 2.5-3% RoA and 15-20% RoE on a steady basis. Notably, disbursements grew 18% QoQ after falling >30% QoQ in Q1FY24 owing to seasonality (Q1 generally being a weak quarter) and IT transformation.

Aavas Financiers Ltd. has an average target of 2145.50 from 4 brokers.

Aavas Financiers Ltd.

30 Aug 2023

1936.60

0.74%

A story whose time has come (Again)

Buy: Aavas Financiers Ltd.

Bonanza

Aavas Financiers Ltd (AAVAS) is a fundamentally strong HFC with best-in-class asset quality, a well-capitalized balance sheet, a healthy growth trajectory and consistently delivering ROAs >3.5%. AAVAS has demonstrated an execution track record by generating strong risk-adjusted returns despite a large self-employed asset mix.

Aavas Financiers Ltd. is trading above all available SMAs

Aavas Financiers Ltd.

07 Aug 2023

1936.60

0.74%

Muted quarter but transitory in nature; IT transformation and management stability reinforce our view that company is likely to sustain its industry-leading position in AHFC space

Buy: Aavas Financiers Ltd.

Recommendation Target

ICICI Securities Limited

The past six months have been challenging for Aavas Financiers (Aavas) mainly due to top-management change. Despite concerns over its growth trajectory due to the apex-level change as well as IT transformation and NIM compression, the company’s performance in Q1FY24 reinforces our view that it will remain industry-leader in the AHFC space.

Aavas Financiers Ltd. is trading above all available SMAs

Is Aavas Financiers Ltd. worth buying?

272 Votes:

Buy 84.93%

Sell 9.93%

Hold 5.15%

RESEARCH REPORTS

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