Indian Bank announced Q2FY26 results Net Profit up by 11.49% YoY at Rs 3,018 crore in Sep'25 from Rs 2,707 crore in Sep'24. Operating Profit improved by 2.31% YoY to Rs 4,837 crore in Sep'25 from Rs 4,728 crore in Sep'24. Net Interest Income increased by 5.76% YoY to Rs 6,551 crore in Sep’25 from Rs 6,194 crore in Sep'24. Return on Assets (RoA) stood at 1.32%, Return on Equity (RoE) at 19.58 % in Sep'25. Yield on Advances(YoA) stood at 8.40% in Sep'25. Cost of Deposit improved by 12 bps to 5.01% in Sep'25 from 5.13% in Sep'24. Gross Advances increased by 12.65% YoY to Rs 6,20,324 crore in Sep'25 from Rs 5,50,644 crore in Sep'24. RAM (Retail, Agriculture & MSME) advances grew by 15.57% YoY to Rs 3,75,660 crore in Sep’25 from Rs 3,25,050 crore in Sep'24. RAM contribution to gross domestic advances stood at 65.50%. Retail, Agri & MSME advances grew by 18.58%, 13.98% and 14.10% YoY respectively. Home Loan (including mortgage) grew by 12.68% YoY in Sep'25. Priority sector advances as a percentage ofANBC stood at 42.51% at Rs 2,06,149 crore in Sep'25 as against the regulatory requirement of 40%. Total Deposits increased by 12.09% YoY and reached to Rs 7,76,946 crore in Sep’25 as against Rs 6,93,115 crore in Sep'24. Current, Savings & CASA deposits grew by 11.40%, 6.59%, and 7.23% YoY respectively. Domestic CASA ratio stood at 38.87% as on 30th Sep'25. CD ratio stood at 79.84% as on 30th Sep'25. GNPA decreased by 88 bps YoY to 2.60% in Sep'25 from 3.48% in Sep'24, NNPA reduced by 11 bps to 0.16% in Sep’25 from 0.27% in Sep'24. Provision Coverage Ratio (PCR, including TWO) improved by 68 bps YoY to 98.28% in Sep'25 from 97.60% in Sep'24. Slippage Ratio contained to 0.79% in Sep'25 in comparison to 1.06% in Sep’24. Capital Adequacy Ratio stood at 17.31%.CET-1 stood at 14.80% and Tier I Capital at 15.27% in Sep'25. Earnings Per Share (EPS) increased to Rs 89.63 in Sep‘25 from Rs 80.37 in Sep'24 Result PDF