Background: Bajaj Finance, a subsidiary of Bajaj Finserv is a leading NBFC with INR 576bn Assets under Management. The AUM is diversified with 2-3 Consumer Finance 46.9%, SME business 36.6%, Commercial-12.1% & Rural- 4.5%. Asset Quality is strong with Gross NPA - 1.47% & Net NPA - 0.39% with Prov Coverage at 74%. On liabilities, Banks, Money market and retail deposits for 37%, 54% & 9% respectively. Return ratios are very healthy in 3QFY17 with ROA at 1.1% & ROE at...