ICICI Securities Ltd | Retail Equity Research PAT came in at | 123.7 crore (in line), up 14.7% YoY, owing to strong traction in NII of 25% YoY to | 301 crore Higher traction in NII was due to 13 bps QoQ improvement in margins to 4.2% (highest in last several quarters) and healthy credit growth of 17% YoY to | 21972 crore The operational profit was up by 15.4% YoY to | 237 crore (in line) Asset quality witnessed some deterioration but seems under control...